The board of DCB Bank Limited approved audited results for the quarter and year ended 31 March 2026, endorsed by statutory auditors Varma & Varma and B S R & Co. LLP. The results relate to the quarter and the financial year ended 31 March 2026. Figures are presented in million (mn) after conversion from crore and financial numbers have been rounded to the nearest whole number.

The bank reported a net profit after tax for the quarter of Rs 2,060 mn, compared with Rs 1,770 mn a year earlier, representing growth of 16 per cent. For the financial year the net profit after tax was Rs 7,320 mn, up from Rs 6,150 mn, a rise of 19 per cent. Net interest income and other income supported total income of Rs 8,670 mn for the quarter and Rs 33,120 mn for the year.

Advances rose 18 per cent year on year, with mortgages up eight per cent, co?lending 25 per cent, construction finance 14 per cent and agriculture and inclusive banking 19 per cent, while deposits grew 21 per cent. Asset quality improved: gross non?performing assets were 2.45 per cent and net non?performing assets 0.89 per cent, with a provision coverage ratio of 78.42 per cent, or 78.97 per cent excluding gold loan NPAs. Capital adequacy was 16.55 per cent with Tier One at 14.26 per cent and Tier Two at 2.29 per cent.

The bank reported total assets of Rs 880,690 mn, net advances of Rs 600,220 mn and deposits of Rs 725,830 mn as at 31 March 2026. The managing director and chief executive officer described the results as reflecting continued momentum in advances and deposits, an improving net interest margin driven by lower cost of deposits and stronger core fee income, and noted that improvement in asset quality had underpinned the highest quarterly net profit on record. The bank operates 480 branches across 20 states and two union territories and is regulated by the Reserve Bank of India.