DhanSafal Finserve Limited, a listed non-banking financial company registered with the Reserve Bank of India, has reported its financial and operational results for the quarter and nine months ended 31 December 2025 as approved by the board of directors. The company said measured growth in its lending portfolio and revenues was driven by sustained demand for secured retail MSME loans, disciplined underwriting standards and calibrated expansion within existing markets.

Assets under management (AUM) rose to Rs 804.6 million (mn) from Rs 332.0 mn as on 31 December 2024, reflecting a growth of 141 per cent supported by demand for loans against property among MSMEs, traders and self-employed borrowers. Revenue from operations increased to Rs 85.9 mn from Rs 30.1 mn, an increase of 185 per cent driven by portfolio expansion and improved yields. Net worth strengthened to Rs 619.1 mn from Rs 433.6 mn, up 43 per cent, reflecting healthy internal accruals and prudent capital management.

The company has expanded its presence across four key states and operates from nine strategic locations, including Mumbai, Pune, Nagpur, Nanded, Jaipur, Udaipur, Indore, Pithampur and Agra. It now serves over 700 active customers, predominantly from the MSME and retail self-employed segments, and reported a significant rise in loan disbursements during the period, indicating strong customer demand and efficient execution.

Management outlined plans to expand the branch network to upcoming locations and to launch smaller-ticket and tenure loan products to serve mass market customer segments. Further emphasis will be placed on Loan Origination System and Loan Management System automation to improve operational efficiency and reduce errors, while strengthening the capital base through a greater focus on debt financing to support growth.

The company positioned itself between organised banks and informal lenders by providing accessible and transparent credit solutions aimed at promoting financial inclusion and empowerment across India. With strategic expansion and technology-led efficiencies, it expects to sustain growth momentum and deepen penetration in emerging and semi-urban markets.