KFin Technologies Limited (KFintech), a Central Recordkeeping Agency (CRA) under the National Pension System (NPS), has enabled instant withdrawals under the NPS Swasthya Scheme in collaboration with Apollo 24/7. The facility is available as a payment option on the Apollo 24/7 payment app and portal, allowing subscribers to link their NPS Swasthya accounts and meet medical bills with the same speed as UPI payments. The rollout was announced on 24 February 2026 and is intended to integrate healthcare payment flexibility within the regulated retirement framework.

Under the scheme subscribers may pay eligible medical expenses through their NPS Swasthya contributions while the remaining retirement corpus continues to stay invested for future needs. The design aims to address immediate healthcare requirements without undermining long term savings discipline. Registration for investments in NPS Swasthya is available on the Apollo 24/7 app and on the ICICI Prudential Pension Funds website.

KFintech, in its capacity as the CRA, will manage account validation, transaction processing, and settlement within the NPS architecture, ensuring compliance with applicable rules. Eligible healthcare payment requests will be validated and the necessary units redeemed in a rule based manner before settlement is made directly to healthcare providers. The managing director and chief executive said the proof of concept represents a progressive step towards financial inclusion and that the company's digital architecture provides governance, transparency and auditable transaction flows while safeguarding retirement continuity.

The initiative highlights how technology led recordkeeping infrastructure can support regulatory innovation and improve accessibility for subscribers within the Sandbox framework. KFintech is described as a leading technology driven financial services platform providing investor and issuer solutions across asset classes and jurisdictions and is listed on the National Stock Exchange of India and BSE Limited. General Atlantic Singapore Fund Pte Ltd is identified as the promoter of the company.