MAS Financial Posts Robust FY 2026 Results
On a standalone basis, AUM was Rs 143.64 billion as on 31 March 2026 and total disbursements for the quarter reached Rs 41.57 billion. Standalone profit after tax for the year was Rs 3.57 billion, while profit after tax for the quarter was Rs 997.2 million, representing year on year improvement in margins and operational efficiencies. The firm highlighted that the MSME segment accounted for a substantial share of AUM growth during the period.
Capital adequacy remained strong with a capital adequacy ratio including Tier II capital of 22.84 per cent and Tier I capital of 21.50 per cent as on 31 March 2026. Portfolio quality was reported to be stable with gross stage three assets at 2.57 per cent and net stage three assets at 1.70 per cent of AUM, and the group continued to carry a management overlay of Rs 175.0 mn against on-book assets.
MAS Rural Housing and Mortgage Finance reported AUM of Rs 9.40 billion for the quarter and a year to date profit after tax of Rs 129.0 million, with capital metrics described as robust and portfolio performance remaining stable relative to the preceding quarter. The group emphasised ongoing focus on responsible lending and measured growth across product verticals.
The board declared an interim dividend of 12.50 per cent, equivalent to Rs 1.25 per share, and proposed a final dividend of 7.50 per cent, equivalent to Rs 0.75 per share, making an aggregate payout of 20 per cent or Rs 2.00 per share subject to shareholder approval. The chairman noted that the management remained committed to growth in the range of 20 per cent to 25 per cent while prioritising risk management and profitability.