REC has reported its highest-ever quarterly profit, with net profit reaching Rs 4,451 crore for the quarter ended June 30, 2025. The Board of Directors approved the standalone and consolidated financial results for Q1 FY26.

Key Highlights – Q1 FY26 vs Q1 FY25 (Standalone):

• Disbursements rose by 36 per cent to Rs 59,508 crore

• Total income increased 13 per cent to Rs 14,734 crore

• Net interest income climbed 17 per cent to Rs 5,247 crore

• Net profit grew 29 per cent to Rs 4,451 crore

• Return on net worth improved by 312 bps to 22.63 per cent

The company sustained strong growth across all verticals, maintaining spreads at 2.96 per cent and net interest margin (NIM) at 3.74 per cent. Annualised earnings per share surged 29 per cent to Rs 67.60 compared to Rs 52.28 in Q1 FY25.

REC’s loan book continued its upward trend, reaching Rs 5.85 lakh crore as of June 30, 2025, up from Rs 5.30 lakh crore a year ago. Net credit-impaired assets fell to 0.24 per cent, with a provision coverage ratio of 77.05 per cent.

The company’s net worth rose to Rs 79,688 crore, reflecting its robust financial health. In line with its consistent shareholder returns, the Board declared an interim dividend of Rs 4.60 per equity share.