Saarathi Finance adopts FinnOne Neo for digital lending

Noida, India, 19 August 2025 – Saarathi Finance, a new-generation non-banking financial company (NBFC), has selected Nucleus Software’s FinnOne Neo®, a leading digital lending platform, to power its technology-first approach to loan origination, management, and collections. The move supports Saarathi’s mission to narrow India’s MSME credit gap through a cloud-ready, API-driven lending stack that combines agility, security, intelligence, and speed while fully complying with regulatory guidelines.
Backed by marquee investors, Saarathi Finance aims to expand credit access for underserved customers in tier 3 and tier 4 towns across India. The company will deploy Nucleus Software’s end-to-end suite—Customer Acquisition System, Loan Management System, Collections, and Mobility solutions—to strengthen its Loan Against Property business.
Saarathi Finance’s strategic priorities include:

  • Bridging the MSME credit gap with scalable and reliable technology from day one.
  • Delivering a seamless, digital-first lending experience through automation, real-time decision-making, and agile co-lending infrastructure.
  • Building a future-ready and compliant architecture aligned with regulatory frameworks.

Vivek Bansal, Founder and CEO of Saarathi Finance, said:
“At Saarathi Finance, we are on a mission to transform MSME lending by building a digital-first platform that delivers credit with speed, precision, and purpose. Partnering with Nucleus Software strengthens our ability to accelerate go-to-market efforts while ensuring compliance and reducing service turnaround time for customers.” 

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