Noida, 19 August 2025 – Saarathi Finance, a next-generation greenfield non-banking financial company (NBFC), has chosen Nucleus Software’s FinnOne Neo®, a digital lending platform, to power its digital-first approach to loan origination, management, and collections. The move will accelerate Saarathi’s mission to bridge the credit gap faced by micro, small and medium enterprises (MSMEs) in semi-urban and rural India through a cloud-ready, API-driven stack offering agility, security, intelligence, and compliance with lending regulations.

Backed by leading investors including TVS Capital Funds, Lok Capital, Evolvence Equity Partners, and Paragon Partners, Saarathi Finance has raised Rs 4.75 billion to fund its mission. The company will deploy Nucleus Software’s end-to-end lending suite – including customer acquisition, loan management, collections, and mobility solutions – to manage its loan against property and unsecured loan offerings. Typical loan sizes range from Rs 50,000–0.3 million for unsecured lending and Rs 0.5–2.5 million for MSME borrowers.

Founder and CEO Vivek Bansal stated that Saarathi’s goal is to transform MSME lending by ensuring speed, precision, and regulatory compliance, reducing service time for customers. Nucleus Software’s CEO and Executive Director, Parag Bhise, emphasised that FinnOne Neo® will enable Saarathi to scale rapidly while remaining agile and customer-focused, laying the foundation for a more inclusive digital lending ecosystem.

This collaboration positions Saarathi Finance to deliver intelligent, real-time lending experiences and highlights Nucleus Software’s role in empowering digital-first NBFCs with scalable, ecosystem-ready solutions.