Indian Railway Finance Corporation (IRFC), a Navratna CPSE under the Ministry of Railways, has reported its highest-ever Profit After Tax (PAT) of Rs 35.22 billion for the half-year ended 30 September 2025, marking a 10.45 per cent year-on-year growth.

Total income stood at Rs 132.9 billion crore, supported by effective liability management and steady asset quality. For Q2 FY26, profit rose 10.19 per cent to Rs 17.8 billion from Rs 16.1 billion a year earlier.

IRFC’s strategic diversification into new sectors such as renewable power, energy transmission, coal mining, and industrial infrastructure has driven improved Net Interest Margins (NIMs), which stood at 1.55 per cent (annualised). Sanctions worth Rs 453.82 billion were executed during the half-year—nine times higher than the previous year.

The company’s Assets Under Management (AUM) reached Rs 4,60,000, with the highest-ever net worth of Rs 561.93 billion and annualised EPS of Rs 5.39. The Board has declared a record interim dividend of Rs 1.05 per share.

CMD Shri Manoj Kumar Dubey said the results reaffirm IRFC’s financial resilience, zero NPA record, and pivotal role in financing railway-linked infrastructure. With diversification gaining pace, the Corporation aims to sustain growth and enhance margins through FY26.