PSB Xchange has enabled a dealer financing programme for Shree Cement in partnership with Central Bank of India (CBI), marking a step towards scaling institutional credit across large corporate ecosystems through a national digital infrastructure. The programme will provide structured working capital financing to Shree Cement's more than 17,000 dealer and distributor network, improving liquidity, accelerating access to credit and streamlining working capital cycles across the distribution value chain. Dealers can access financing from participating lenders via the platform, with CBI acting as financing partner.

PSB Xchange operates as a collaborative ecosystem connecting corporates, fintech partners and lenders through a unified digital infrastructure. It enables standardised onboarding, programme discovery and integration between fintech originators and lenders to create a scalable foundation for supply chain finance programmes across industries. The architecture allows fintech participants to originate and enable financing while providing lenders with curated, structured opportunities through a single platform, reducing fragmentation and speeding deployment.

The initiative aligns with the broader objective of expanding formal credit access to India's micro, small and medium enterprises (MSME) sector where a financing gap persists. By embedding financing within corporate supply chains the platform allows lenders to underwrite MSMEs using transaction level visibility and anchor relationships, improving credit quality and accelerating disbursement timelines. The approach also enhances transparency and reduces operational friction across the financing lifecycle, supporting faster and more reliable credit delivery to smaller firms.

PSB Xchange has onboarded multiple lenders and continues to expand participation across public sector banks, private sector banks, non-bank finance companies and fintech originators. As more participants join the ecosystem the platform is expected to play a key role in accelerating adoption of digital supply chain finance while enabling greater inclusion of MSME participants into formal financing channels. Central Bank of India officials indicated that the partnership aims to extend timely and structured working capital solutions to Shree Cement dealers and strengthen industrial supply chains.