Capital India Finance Limited reported its financial results for the year ended March 31, 2026, presenting a standalone profit after tax of Rs 403.6 mn and total income of Rs 2,296.7 mn. For clarity the release converts crore and lakh amounts into million (mn) and billion (bn) units and subsequent references use the mn and bn abbreviations. The report positions the company as an India-focused non-bank finance company concentrating on secured MSME and retail lending.

The company said assets under management stood at Rs 12,273.7 mn at year end, a year-on-year increase of 22 per cent. Disbursements were Rs 7,535.4 mn for the year, up 62 per cent, supported by wider customer acquisition and deeper market penetration. Interest income rose to Rs 1,860.9 mn while total revenue grew 11 per cent and standalone profit rose 243 per cent year on year.

Capital adequacy remained robust at 40.99 per cent and net non-performing assets were one point three two per cent, reflecting conservative underwriting and disciplined collections. Operational reach expanded to 46 branches from 29 in the prior year and the firm raised Rs 6,000.0 mn of debt, including non-convertible debenture issuance, to support liquidity and balance sheet flexibility. During the period the company completed the strategic divestment of its housing finance subsidiary for Rs 2,670.0 mn and received a primary listing on the National Stock Exchange to enhance market visibility.

The material subsidiary Rapipay reported revenue of Rs 3,387.0 mn, achieved EBITDA positivity at Rs 68.9 mn and narrowed its loss after tax to Rs 146.0 mn. Management indicated that the strategic realignment will focus resources on building a scalable and disciplined secured MSME lending franchise supported by technology-led execution and strengthened liability profiles. The company highlighted ongoing investments in leadership, people and distribution to sustain growth and noted that forward-looking statements are subject to customary risks and uncertainties.