The board of India Shelter Finance Corporation Limited (India Shelter) approved audited results for the quarter and financial year ended 31 March 2026, reporting a year-on-year gross assets under management of Rs. 110.44 bn, a rise of 29 per cent. For the year India Shelter reported profit after tax of Rs. 5.03 bn, up 33 per cent year on year, while return on assets for quarter four stood at 5.9 per cent and return on equity at 17.6 per cent.

In quarter four the company recorded gross assets under management of Rs. 110.44 bn and disbursements of Rs. 10.40 bn. India Shelter added six new branches in the quarter and forty one branches in the year, in line with a stated expansion plan of adding forty to forty five branches annually, and total employee strength reached 4,800.

Asset quality showed improvement with over thirty days past due easing by one hundred basis points quarter on quarter to four per cent, gross stage three at 1.2 per cent and net stage three at 0.9 per cent. Profit after tax for quarter four was Rs. 1.38 bn, a year-on-year increase of 27 per cent and a quarter-on-quarter rise of 11 per cent, while net worth stood at Rs. 31.98 bn.

Liquidity and funding remained robust with available liquidity of Rs. 20.28 bn as of March 2026 and cost of funds improving by ten basis points quarter on quarter and fifty basis points year on year to 8.2 per cent, with spreads stable at 6.6 per cent. The board recommended a final dividend of Rs. 10 per share, amounting to two hundred per cent of face value. India Shelter continues to focus on providing affordable home loans and loan against property in tier two and tier three geographies through a pan-India network spanning fifteen states and 307 branches.