Motilal Oswal Home Finance Limited has entered into an agreement with the Asian Development Bank to raise USD 100 million in INR equivalent through non-convertible debentures to support women-centric affordable and green housing. The proceeds will finance affordable housing loans for women borrowers and ten per cent of the funds will be allocated to construction of residential units that meet recognised green building certification standards. The financing will also support the adoption of environmentally sustainable construction practices across underpenetrated urban and semi-urban markets.

ADB's long-term financing is presented as a significant endorsement of the company's business model, governance framework and growth prospects, enabling deeper penetration of housing finance in underserved and upcoming towns. Management expects the funding to lower the cost of funds, improve asset-liability matching and broaden access to formal credit for low and middle-income families, particularly women. The partnership is described as a means to accelerate the company's entry into the green-certified housing segment and to strengthen inclusive access to credit.

As of December 2025 MOHFL operates a network of 126 branches, including 14 new branches opened during the year, with a presence across 12 States in India. Assets under management stood at Rs 53.79 billion (bn) and during the nine months of FY26 the company recorded disbursements of Rs 13.03 bn, while maintaining a gross non-performing asset ratio of one point four three per cent. The lender serves around 53,000 active customers and continues to maintain a granular secured retail loan portfolio.

Profit after tax for the previous financial year was Rs 1.30 bn and return on asset was two point eight per cent, and the company was rated AA+ / Stable following an upgrade earlier in 2025. The firm says it will remain focused on disciplined growth, expanding its geographic footprint in underpenetrated housing markets and strengthening its role in supporting affordable, inclusive and environmentally sustainable homeownership across India. For further information the press release lists Rohini Kute, Group Head, Corporate Communication, and an email contact.