NSFDC Records Highest Ever Disbursement in FY 2025–26
ECONOMY & POLICY

NSFDC Records Highest Ever Disbursement in FY 2025–26

The National Scheduled Castes Finance and Development Corporation (NSFDC) reported its highest performance in the financial year 2025–26 with its largest annual disbursement since inception. The corporation disbursed Rs 7.753 bn, a growth of 27 per cent over the previous year, and expanded outreach to 59,002 beneficiaries, up 41.32 per cent. Of these, 39,804 were women, a growth of 48 per cent that highlighted focus on inclusive and gender responsive development. The year marked the highest support in the corporation's 37-year history.

Under the VISVAS Yojana, the corporation disbursed Rs 260.9 mn, benefiting 98,748 individuals and registering growth of over 334 per cent compared with the prior year. The SEED scheme saw Rs 111.8 mn disbursed to 1,450 Self Help Groups across four States, reflecting a 76 per cent increase. The National Fellowship Scheme for Scheduled Castes disbursed Rs 2.154 bn, supporting 4,219 scholars pursuing higher education.

NSFDC continues to promote economic empowerment of Scheduled Castes through concessional loans for self employment and education while supporting skill development and entrepreneurship. With an authorised share capital of Rs 18 bn and paid up capital of Rs 15.15 bn, the corporation reported cumulative disbursement of Rs 95.671 bn, benefiting about 1.696 mn Scheduled Caste individuals as on 31 March 2026. The expansion of channel partners and digitisation were cited as enablers of greater access to concessional credit.

A new website compliant with GIGW 3.0 guidelines and the Digital Brand Identity Manual has been developed and a Loan Accounting and Management System integrated with the PM SURAJ portal prepared to enable end to end digitisation and improved transparency. The channel partner network was widened to include select Small Finance Banks and regional workshops were held in Mumbai, Solan and Bengaluru for partner institutions. The lending framework was simplified through two streamlined schemes, Micro Loans and Term Loans, to improve ease of access and operational efficiency and the corporation affirmed its commitment to further expand reach and impact.

The National Scheduled Castes Finance and Development Corporation (NSFDC) reported its highest performance in the financial year 2025–26 with its largest annual disbursement since inception. The corporation disbursed Rs 7.753 bn, a growth of 27 per cent over the previous year, and expanded outreach to 59,002 beneficiaries, up 41.32 per cent. Of these, 39,804 were women, a growth of 48 per cent that highlighted focus on inclusive and gender responsive development. The year marked the highest support in the corporation's 37-year history. Under the VISVAS Yojana, the corporation disbursed Rs 260.9 mn, benefiting 98,748 individuals and registering growth of over 334 per cent compared with the prior year. The SEED scheme saw Rs 111.8 mn disbursed to 1,450 Self Help Groups across four States, reflecting a 76 per cent increase. The National Fellowship Scheme for Scheduled Castes disbursed Rs 2.154 bn, supporting 4,219 scholars pursuing higher education. NSFDC continues to promote economic empowerment of Scheduled Castes through concessional loans for self employment and education while supporting skill development and entrepreneurship. With an authorised share capital of Rs 18 bn and paid up capital of Rs 15.15 bn, the corporation reported cumulative disbursement of Rs 95.671 bn, benefiting about 1.696 mn Scheduled Caste individuals as on 31 March 2026. The expansion of channel partners and digitisation were cited as enablers of greater access to concessional credit. A new website compliant with GIGW 3.0 guidelines and the Digital Brand Identity Manual has been developed and a Loan Accounting and Management System integrated with the PM SURAJ portal prepared to enable end to end digitisation and improved transparency. The channel partner network was widened to include select Small Finance Banks and regional workshops were held in Mumbai, Solan and Bengaluru for partner institutions. The lending framework was simplified through two streamlined schemes, Micro Loans and Term Loans, to improve ease of access and operational efficiency and the corporation affirmed its commitment to further expand reach and impact.

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