Shalibhadra Finance FY25 Profit Jumps 34% Year-on-Year

05 Jun 2025 CW Team

Financial Highlights – FY25:

Net Profit: Rose 34 per cent year-on-year to Rs 160 million. Q4 FY25 profit also increased by 34 per cent to Rs 44 million.
Net Interest Income (NII): Up 13 per cent YoY to Rs 295.8 million for the full year and 16 per cent to Rs 84.3 million in Q4.
Credit Costs: Remained stable at 1.6 per cent, underscoring financial resilience.
Capital Adequacy: Stood at a strong 85.7 per cent as of March 2025, supported by a net worth of Rs 1.54 billion.
Profitability Ratios: Return on Equity (ROE) stood at 9.2 per cent, moderated by equity infusion, while Return on Assets (ROA) remained healthy at 5.9 per cent.

Operational Highlights – FY25:

Disbursements: Increased by 16.1 per cent YoY to Rs 1.08 billion.
Assets Under Management (AUM): Rose 30.6 per cent to Rs 1.8 billion.
Asset Quality: Gross NPA at 2.87 per cent and Net NPA at 0.74 per cent, based on 150-day past due classification.
Branch Network: Expanded to 53 locations, reinforcing its reach into rural and semi-urban areas.

Management Commentary:

Founder and Managing Director, Mr Minesh M Doshi, remarked, “FY25 has been a year of strong growth despite challenges in the auto sector. Our deep rural reach, rising demand in semi-urban regions, and technology-driven operations have helped us maintain a healthy profit margin of 44 per cent. With a capital adequacy of 85.7 per cent, we are well-positioned to scale without immediate capital infusion.”

He added that the company’s branch expansion strategy remains on track, aiming for 100 branches by FY27 and a loan book of Rs 2.75 billion. A declining interest rate environment is also expected to reduce borrowing costs, further supporting profitability.

Shalibhadra Finance Limited, a leading two-wheeler financing company with a deep presence in Gujarat, Maharashtra, and Madhya Pradesh, has reported a 34 per cent year-on-year rise in net profit for FY25, reaching Rs 160 million. The company’s performance was supported by disciplined lending, cost efficiency, and robust asset quality.Financial Highlights – FY25:Net Profit: Rose 34 per cent year-on-year to Rs 160 million. Q4 FY25 profit also increased by 34 per cent to Rs 44 million.Net Interest Income (NII): Up 13 per cent YoY to Rs 295.8 million for the full year and 16 per cent to Rs 84.3 million in Q4.Credit Costs: Remained stable at 1.6 per cent, underscoring financial resilience.Capital Adequacy: Stood at a strong 85.7 per cent as of March 2025, supported by a net worth of Rs 1.54 billion.Profitability Ratios: Return on Equity (ROE) stood at 9.2 per cent, moderated by equity infusion, while Return on Assets (ROA) remained healthy at 5.9 per cent.Operational Highlights – FY25:Disbursements: Increased by 16.1 per cent YoY to Rs 1.08 billion.Assets Under Management (AUM): Rose 30.6 per cent to Rs 1.8 billion.Asset Quality: Gross NPA at 2.87 per cent and Net NPA at 0.74 per cent, based on 150-day past due classification.Branch Network: Expanded to 53 locations, reinforcing its reach into rural and semi-urban areas.Management Commentary:Founder and Managing Director, Mr Minesh M Doshi, remarked, “FY25 has been a year of strong growth despite challenges in the auto sector. Our deep rural reach, rising demand in semi-urban regions, and technology-driven operations have helped us maintain a healthy profit margin of 44 per cent. With a capital adequacy of 85.7 per cent, we are well-positioned to scale without immediate capital infusion.”He added that the company’s branch expansion strategy remains on track, aiming for 100 branches by FY27 and a loan book of Rs 2.75 billion. A declining interest rate environment is also expected to reduce borrowing costs, further supporting profitability.

Infrastructure Urban

06 Apr 2026

CFI Appoints New National Council for FY27 and FY28

The Construction Federation of India (CFI) has announced its newly elected National Council and office bearers for a two-year term covering FY27 and FY28. M. V. Satish, Advisor to CMD and Lead Ambassador for Middle East, L&T, has been elected President; Priti Patel, Chief Strategy & Growth Officer, Tata Projects, has been appointed Vice President; and Ajit Bhate, Managing Director, Precast India Infrastructures, has taken charge as Treasurer.The newly formed National Council brings together senior leaders from major EPC and infrastructure companies, reflecting CFI’s continued focus o..

Infrastructure Urban

06 Apr 2026

India REIT Market Gains Momentum with Strong Returns

India’s Real Estate Investment Trust (REIT) market is witnessing strong growth, emerging as a competitive investment avenue both domestically and across Asia. According to a recent ANAROCK report released at EXCELERATE 2026 by NAREDCO Maharashtra NextGen, the sector is evolving into a mature asset class driven by solid fundamentals, regulatory backing and rising investor confidence.The introduction of Small and Medium REITs (SM REITs) in 2025 has further widened access through fractional ownership, unlocking a potential monetisation opportunity of Rs 670–710 billion. Indian REITs have deli..

Infrastructure Energy

06 Apr 2026

G R Infraprojects Secures Rs 4,130 Million BESS Contract From NTPC

G R Infraprojects said it has secured a contract from NTPC to supply and implement a battery energy storage system (BESS) valued at Rs 4,130 million (mn). The company reported the order was awarded as part of NTPC's ongoing efforts to enhance grid flexibility and energy storage capacity. The contract represents a notable addition to the firm's project pipeline and underscores demand for utility scale storage solutions. The award is expected to strengthen G R Infraprojects' presence in the energy infrastructure sector and to contribute to the firm's order book and future revenues, subject to st..