Shalibhadra Finance FY25 Profit Jumps 34% Year-on-Year

05 Jun 2025 CW Team

Financial Highlights – FY25:

Net Profit: Rose 34 per cent year-on-year to Rs 160 million. Q4 FY25 profit also increased by 34 per cent to Rs 44 million.
Net Interest Income (NII): Up 13 per cent YoY to Rs 295.8 million for the full year and 16 per cent to Rs 84.3 million in Q4.
Credit Costs: Remained stable at 1.6 per cent, underscoring financial resilience.
Capital Adequacy: Stood at a strong 85.7 per cent as of March 2025, supported by a net worth of Rs 1.54 billion.
Profitability Ratios: Return on Equity (ROE) stood at 9.2 per cent, moderated by equity infusion, while Return on Assets (ROA) remained healthy at 5.9 per cent.

Operational Highlights – FY25:

Disbursements: Increased by 16.1 per cent YoY to Rs 1.08 billion.
Assets Under Management (AUM): Rose 30.6 per cent to Rs 1.8 billion.
Asset Quality: Gross NPA at 2.87 per cent and Net NPA at 0.74 per cent, based on 150-day past due classification.
Branch Network: Expanded to 53 locations, reinforcing its reach into rural and semi-urban areas.

Management Commentary:

Founder and Managing Director, Mr Minesh M Doshi, remarked, “FY25 has been a year of strong growth despite challenges in the auto sector. Our deep rural reach, rising demand in semi-urban regions, and technology-driven operations have helped us maintain a healthy profit margin of 44 per cent. With a capital adequacy of 85.7 per cent, we are well-positioned to scale without immediate capital infusion.”

He added that the company’s branch expansion strategy remains on track, aiming for 100 branches by FY27 and a loan book of Rs 2.75 billion. A declining interest rate environment is also expected to reduce borrowing costs, further supporting profitability.

Shalibhadra Finance Limited, a leading two-wheeler financing company with a deep presence in Gujarat, Maharashtra, and Madhya Pradesh, has reported a 34 per cent year-on-year rise in net profit for FY25, reaching Rs 160 million. The company’s performance was supported by disciplined lending, cost efficiency, and robust asset quality.Financial Highlights – FY25:Net Profit: Rose 34 per cent year-on-year to Rs 160 million. Q4 FY25 profit also increased by 34 per cent to Rs 44 million.Net Interest Income (NII): Up 13 per cent YoY to Rs 295.8 million for the full year and 16 per cent to Rs 84.3 million in Q4.Credit Costs: Remained stable at 1.6 per cent, underscoring financial resilience.Capital Adequacy: Stood at a strong 85.7 per cent as of March 2025, supported by a net worth of Rs 1.54 billion.Profitability Ratios: Return on Equity (ROE) stood at 9.2 per cent, moderated by equity infusion, while Return on Assets (ROA) remained healthy at 5.9 per cent.Operational Highlights – FY25:Disbursements: Increased by 16.1 per cent YoY to Rs 1.08 billion.Assets Under Management (AUM): Rose 30.6 per cent to Rs 1.8 billion.Asset Quality: Gross NPA at 2.87 per cent and Net NPA at 0.74 per cent, based on 150-day past due classification.Branch Network: Expanded to 53 locations, reinforcing its reach into rural and semi-urban areas.Management Commentary:Founder and Managing Director, Mr Minesh M Doshi, remarked, “FY25 has been a year of strong growth despite challenges in the auto sector. Our deep rural reach, rising demand in semi-urban regions, and technology-driven operations have helped us maintain a healthy profit margin of 44 per cent. With a capital adequacy of 85.7 per cent, we are well-positioned to scale without immediate capital infusion.”He added that the company’s branch expansion strategy remains on track, aiming for 100 branches by FY27 and a loan book of Rs 2.75 billion. A declining interest rate environment is also expected to reduce borrowing costs, further supporting profitability.

Infrastructure Transport

06 Feb 2026

Lucknow Metro East-West Corridor Consultancy Contract Awarded

The Uttar Pradesh Metro Rail Corporation has awarded the first construction-related consultancy contract for the Lucknow Metro East West Corridor to a joint venture of AYESA Ingenieria Arquitectura SAU and AYESA India Pvt Ltd. The firm was declared the lowest bidder for the Detailed Design Consultant contract for Lucknow Metro Line-2 under Phase 1B and the contract was recommended following the financial bid. The contract is valued at Rs 159.0 million (mn), covering design services for the corridor. Lucknow Metro Line-2 envisages the construction of an 11.165 kilometre corridor connecting Cha..

Infrastructure Urban

06 Feb 2026

Div Com Kashmir Urges Fast Tracking Of Jhelum Water Transport Project

The Divisional Commissioner of Kashmir has called for the fast-tracking of the Jhelum water transport project, urging district administrations and relevant agencies to accelerate planning and clearances. In a meeting convened at the divisional headquarters, the commissioner instructed officials from irrigation, public health engineering and municipal departments to prioritise the project and coordinate survey and design work. The directive emphasised removal of administrative bottlenecks and close monitoring to ensure timely mobilisation of resources and contractors. Officials were told to in..

Infrastructure Urban

06 Feb 2026

Interarch Reports Strong Q3 And Nine Month Results

Interarch Building Solutions Limited reported unaudited results for the third quarter and nine months ended 31 December 2025, recording strong revenue growth driven by execution and a robust order book. Net revenue for the third quarter rose by 43.7 per cent to Rs 5.225 billion (bn), compared with Rs 3.636 bn a year earlier, reflecting heightened demand in pre-engineered building projects. The company’s total order book as at 31 January 2026 stood at Rs 16.85 bn, supporting near-term visibility. EBITDA excluding other income for the quarter increased by 43.2 per cent to Rs 503 million (mn),..