PM Surya Ghar: PSBs Approve Rs 109 billion for Rooftop Solar Loans

10 Oct 2025 CW Team

In a major boost to India’s renewable energy transition, Public Sector Banks (PSBs) have sanctioned loans worth Rs 109 billion under the PM Surya Ghar: Muft Bijli Yojana (PMSGMBY), aimed at expanding household-level rooftop solar adoption.

As of September 2025, more half million beneficiaries have secured approvals for rooftop solar loans through participating banks. The lending framework has been designed to make access to credit simpler and faster, with no collateral requirements and low interest rates, encouraging more households to shift to clean power generation.

The application process is fully digital, conducted via the JanSamarth Portal, which links directly with the national rooftop solar portal (pmsuryaghar.gov.in). This integration enables citizens to apply, track, and receive loan approvals without manual paperwork — a step intended to enhance transparency and ease of adoption.

Coordination between the Department of Financial Services and the Ministry of New and Renewable Energy (MNRE) ensures oversight of the scheme’s financial and operational progress. Implementation at the local level is being supported through State Level Bankers’ Committees and Lead District Managers, ensuring smooth rollout across districts.

The government views this milestone as an indicator of growing financial sector participation in renewable energy. The scale of approvals reflects not just institutional confidence but also rising household interest in self-generation of power — a key component of India’s strategy to decentralize clean energy production.

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