+
Capital Small Finance Bank Reports 18 per cent Loan Growth in Q2 FY26
ECONOMY & POLICY

Capital Small Finance Bank Reports 18 per cent Loan Growth in Q2 FY26

Capital Small Finance Bank reported a robust performance for Q2 FY26, with gross advances rising 17.7 per cent year-on-year to Rs 79.07 billion and deposits increasing 19.8 per cent to Rs 93.17 billion. The bank’s profit after tax stood at Rs 350 million, up 4.6 per cent year-on-year, while the capital adequacy ratio remained strong at 24.2 per cent.

Disbursements during the quarter rose 36.2 per cent year-on-year to Rs 8.05 billion, driven by strong demand across mortgage, MSME, and agriculture segments. Asset quality remained stable with GNPA at 2.70 per cent and NNPA at 1.38 per cent, showing marginal improvement from the previous quarter.

Sarvjit Singh Samra, Managing Director and CEO, said the bank’s stable margins and strong retail franchise underpin its consistent performance. CASA stood at 33.9 per cent, reflecting deposit stability, while the net interest margin remained at 4 per cent.

The bank expanded its physical presence to 200 branches across five states and two Union Territories and entered into partnerships with select NBFCs to strengthen its secured lending portfolio.

Capital Small Finance Bank reported a robust performance for Q2 FY26, with gross advances rising 17.7 per cent year-on-year to Rs 79.07 billion and deposits increasing 19.8 per cent to Rs 93.17 billion. The bank’s profit after tax stood at Rs 350 million, up 4.6 per cent year-on-year, while the capital adequacy ratio remained strong at 24.2 per cent. Disbursements during the quarter rose 36.2 per cent year-on-year to Rs 8.05 billion, driven by strong demand across mortgage, MSME, and agriculture segments. Asset quality remained stable with GNPA at 2.70 per cent and NNPA at 1.38 per cent, showing marginal improvement from the previous quarter. Sarvjit Singh Samra, Managing Director and CEO, said the bank’s stable margins and strong retail franchise underpin its consistent performance. CASA stood at 33.9 per cent, reflecting deposit stability, while the net interest margin remained at 4 per cent. The bank expanded its physical presence to 200 branches across five states and two Union Territories and entered into partnerships with select NBFCs to strengthen its secured lending portfolio.

Next Story
Infrastructure Urban

Eicher Delivers First 13.5 m Electric Intercity Sleeper Bus

Eicher Trucks & Buses, a business unit of VE Commercial Vehicles Ltd., has recently delivered its first 13.5 m electric intercity sleeper bus, marking a key milestone in India’s long-distance electric mobility segment. The first bus is being operated by LeafyBus, with plans to deploy 35 buses by March 2026 across high-demand intercity corridors in North India.The initial deployment will cover routes such as Delhi–Dehradun and Delhi–Lucknow, supporting LeafyBus’ expansion across environmentally sensitive and high-density travel corridors.Commenting on the partnership, Suresh Chettia..

Next Story
Infrastructure Urban

HCSS Showcases Unified Construction Platform at CONEXPO 2026

HCSS will recently present the next evolution of its connected construction management platform at CONEXPO-CON/AGG 2026, bringing together construction workflows, data and teams on a single platform across the entire project lifecycle. The event will be held from 3–7 March 2026 in Las Vegas, Nevada. HCSS will host two booths at the show, demonstrating how its integrated software ecosystem enables seamless collaboration between the office, field and shop, from bid stage through to project closeout. Steve McGough, President and CEO, HCSS, said, “For 40 years, we’ve done everything within..

Next Story
Building Material

Berger Paints Q3 Profit Declines Despite Volume Growth

Berger Paints India has reported a mixed performance for the quarter ended 31 December 2025, with healthy volume growth and margin improvement offset by softer demand conditions and cost pressures. On a consolidated basis, revenue from operations for the quarter stood at Rs 29,840 million, compared to Rs 29,751 million in the corresponding quarter last year, reflecting a marginal increase of 0.3 per cent. EBITDA (excluding other income) was Rs 4,710 million, slightly lower than Rs 4,717 million a year earlier. Net profit declined by 8.3 per cent to Rs 2,713 million from Rs 2,960 million. Sta..

Advertisement

Subscribe to Our Newsletter

Get daily newsletters around different themes from Construction world.

STAY CONNECTED

Advertisement

Advertisement

Advertisement

Open In App