Dhansafal, Vastu Finserve Partner for MSME Loan Co-Lending

27 May 2025 CW Team

Dhansafal Finserve Limited has entered a strategic co-lending partnership with Vastu Finserve India Private Limited, a subsidiary of Vastu Housing Finance Corporation Limited, to offer secured MSME and business loans in India’s emerging markets. This collaboration aims to bolster financial inclusion by enhancing access to affordable credit across Tier 2 and Tier 3 cities.

As an RBI-registered NBFC (B-13.01559), Dhansafal focuses on transparent and inclusive credit services, including working capital loans, MSME loans, and loans against property. The alliance with Vastu Finserve—known for its pan-India presence, digital-first approach, and advanced credit analytics—will leverage a tech-enabled co-lending model to deliver timely financing solutions to underserved segments.

Under the RBI’s co-lending (CLM 1) framework, both institutions will integrate underwriting, market intelligence, and operations. Dhansafal will source borrowers while Vastu Finserve will handle underwriting and customer onboarding.

Ankur Agarwal, Managing Director of Dhansafal Finserve, said the partnership aligns with their long-term goal of supporting inclusive and sustainable growth. Kshitij Grover, CFO of Vastu Finserve, highlighted the company's strength in delivering seamless, analytics-driven lending in vehicle and mortgage finance, and expressed confidence in extending this to MSMEs through the new alliance.

The partnership reaffirms Dhansafal’s commitment to driving financial empowerment through innovation and collaborative models that support India’s small business ecosystem.

Infrastructure Urban

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