DhanSafal Posts Strong Third Quarter Performance And AUM Growth
ECONOMY & POLICY

DhanSafal Posts Strong Third Quarter Performance And AUM Growth

DhanSafal Finserve Limited reported its financial and operational results for the quarter and nine months ended 31 December 2025, indicating pronounced growth in its lending franchise and revenues. The board approved results showed Assets Under Management (AUM) and revenue expanding materially on a year on year basis. Performance reflected sustained demand for secured retail MSME loans alongside disciplined underwriting and measured geographic expansion.

AUM reached Rs 804.6 million (mn) as at 31 December 2025 compared with Rs 332.0 million (mn) a year earlier, representing a growth of 141 per cent driven by demand for loans against property among MSMEs, traders and self employed borrowers. Revenue from operations rose to Rs 85.9 million (mn) from Rs 30.1 million (mn), an increase of 185 per cent supported by portfolio growth and improved yields. Net worth strengthened to Rs 619.1 million (mn), up 43 per cent, reflecting healthy internal accruals and prudent capital management.

The company expanded its presence across four key states and now operates from nine strategic locations, including Mumbai, Pune, Nagpur, Nanded, Jaipur, Udaipur, Indore, Pithampur and Agra. The customer base exceeded 700 active customers, predominantly from MSME and retail self employed segments, with loan disbursements increasing significantly during the period. Operational execution was supported by calibrated branch expansion and focused credit processes.

Management outlined priorities to sustain momentum through targeted branch additions, introduction of smaller ticket and shorter tenure products to address mass market needs, and investments in loan origination and loan management systems to improve efficiency. There is an emphasis on strengthening the capital base with greater use of debt financing and on enhancing brand visibility to attract quality leads. The company positioned itself to bridge formal banking and informal lenders, aiming to promote financial inclusion across emerging and semi urban markets.

DhanSafal Finserve Limited reported its financial and operational results for the quarter and nine months ended 31 December 2025, indicating pronounced growth in its lending franchise and revenues. The board approved results showed Assets Under Management (AUM) and revenue expanding materially on a year on year basis. Performance reflected sustained demand for secured retail MSME loans alongside disciplined underwriting and measured geographic expansion. AUM reached Rs 804.6 million (mn) as at 31 December 2025 compared with Rs 332.0 million (mn) a year earlier, representing a growth of 141 per cent driven by demand for loans against property among MSMEs, traders and self employed borrowers. Revenue from operations rose to Rs 85.9 million (mn) from Rs 30.1 million (mn), an increase of 185 per cent supported by portfolio growth and improved yields. Net worth strengthened to Rs 619.1 million (mn), up 43 per cent, reflecting healthy internal accruals and prudent capital management. The company expanded its presence across four key states and now operates from nine strategic locations, including Mumbai, Pune, Nagpur, Nanded, Jaipur, Udaipur, Indore, Pithampur and Agra. The customer base exceeded 700 active customers, predominantly from MSME and retail self employed segments, with loan disbursements increasing significantly during the period. Operational execution was supported by calibrated branch expansion and focused credit processes. Management outlined priorities to sustain momentum through targeted branch additions, introduction of smaller ticket and shorter tenure products to address mass market needs, and investments in loan origination and loan management systems to improve efficiency. There is an emphasis on strengthening the capital base with greater use of debt financing and on enhancing brand visibility to attract quality leads. The company positioned itself to bridge formal banking and informal lenders, aiming to promote financial inclusion across emerging and semi urban markets.

Related Stories

Gold Stories

Next Story
Resources

Schindler named among Forbes’ World’s Best Employers 2026

Schindler has been named among Forbes’ World’s Best Employers 2026, a global ranking recognising companies for their workplace environments.Compiled by Forbes in partnership with Statista, the ranking is based on independent employee feedback, including whether employees would recommend their organisation to friends and family.The company said the recognition reflected its focus on creating a workplace where employees can develop their expertise and build careers. ..

Next Story
Infrastructure Urban

India needs an export-execution mindset: Vishesh Jain

Interview with Vishesh Jain, Founder & CEO, EximpleWhat gaps in India’s global trade ecosystem led you to build Eximple, and what problem did you see businesses struggling with most?Eximple came out of a problem that all three founders had seen from different choke points in the trade ecosystem. India has millions of MSMEs and manufacturers, and many of them can make products that are genuinely competitive on quality. Yet only a small fraction is able to build meaningful international businesses. In our experience, the gap is usually not manufacturing capability; it is the ability to exe..

Next Story
Building Material

Nuvoco reports 13.5% revenue growth in Q2 FY27

Nuvoco Vistas Corp. Ltd. reported consolidated revenue of Rs 27.9 billion for Q2 FY27, up 13.5% year on year. Cement sales volume rose 9% to 4.7 million tonnes (MMT), while EBITDA increased 11% to Rs 4.11 billion.The company said it began its cement operations in 2014 with a 2.3 MMT per annum (MMTPA) operation at Nimbol. It now aims to reach 35 MMTPA of cement capacity by FY28, nearly 15 times its initial capacity. Its portfolio spans cement, ready-mix concrete and modern building materials.On sustainability and cost efficiency, Nuvoco partnered with CleanMax for a 46.4 MW wind-solar hybrid re..

Advertisement

Subscribe to Our Newsletter

Get daily newsletters around different themes from Construction world.

STAY CONNECTED

Advertisement

SPECIAL OFFER
QR Code