Indian Household Expenses Rise Over 33 Per Cent in Three Years

12 Sep 2025 CW Team

Household spending, particularly in urban areas, recorded a notable rise each year. However, rural households have also seen a sharp rebound, the report added.

“Household spending has been climbing steadily, with average quarterly expenses rising from about Rs 42,000 in 2022 to over Rs 56,000 in 2025. Urban families continue to spend the most, but rural households have also seen a sharp rebound, underscoring the mounting pressure on budgets across the country,” the report from Kharcha 3.0 by Worldpanel by Numerator stated.

In urban markets, average quarterly expenses grew from Rs 52,711 in June 2022 to Rs 64,583 in March 2024, and further to Rs 73,579 in March 2025.

Similarly, rural household expenses increased to Rs 46,623 in March 2025 from Rs 36,104 in June 2022. The report is based on a sample of 6,000 households, with housewives as key FMCG purchase decision-makers, providing a comprehensive picture of evolving consumer dynamics.

“This year, expenses are increasing even within lower-income households in both urban and rural areas,” the report noted, adding that “as expenses continue to increase, more consumers are struggling to manage their budgets effectively.”

In 2025, expenditures are shifting slightly towards education and debt, the report added.

As expenses rise, consumers are prioritising essentials while occasionally making impulse purchases, with some opting for cheaper alternatives to manage their budgets.

The report also found that a majority of consumers are focusing on increasing their income. “More than half of consumers (54 per cent) would save additional income, followed by 38 per cent who would spend on daily necessities, 18 per cent on debt repayment, and only 7 per cent on luxury or premium products,” it stated.

Indian household average quarterly expenses have steadily increased by over 33 per cent in the last three years, reaching Rs 56,000 in 2025, according to a report by Worldpanel by Numerator on consumption behaviour across urban and rural India.Household spending, particularly in urban areas, recorded a notable rise each year. However, rural households have also seen a sharp rebound, the report added.“Household spending has been climbing steadily, with average quarterly expenses rising from about Rs 42,000 in 2022 to over Rs 56,000 in 2025. Urban families continue to spend the most, but rural households have also seen a sharp rebound, underscoring the mounting pressure on budgets across the country,” the report from Kharcha 3.0 by Worldpanel by Numerator stated.In urban markets, average quarterly expenses grew from Rs 52,711 in June 2022 to Rs 64,583 in March 2024, and further to Rs 73,579 in March 2025.Similarly, rural household expenses increased to Rs 46,623 in March 2025 from Rs 36,104 in June 2022. The report is based on a sample of 6,000 households, with housewives as key FMCG purchase decision-makers, providing a comprehensive picture of evolving consumer dynamics.“This year, expenses are increasing even within lower-income households in both urban and rural areas,” the report noted, adding that “as expenses continue to increase, more consumers are struggling to manage their budgets effectively.”In 2025, expenditures are shifting slightly towards education and debt, the report added.As expenses rise, consumers are prioritising essentials while occasionally making impulse purchases, with some opting for cheaper alternatives to manage their budgets.The report also found that a majority of consumers are focusing on increasing their income. “More than half of consumers (54 per cent) would save additional income, followed by 38 per cent who would spend on daily necessities, 18 per cent on debt repayment, and only 7 per cent on luxury or premium products,” it stated.

Infrastructure Urban

25 Oct 2025

Tata Communications Revives Nagan Thangal Lake in Tamil Nadu

Tata Communications, in partnership with Pitchandikulam Forest, has rejuvenated Nagan Thangal Lake in Upparapalayam village, Tamil Nadu, transforming the 15.01-acre site into a thriving ecological and community hub. Launched in 2022 under *Project Nanneer* (“good water” in Tamil), the initiative has improved water security, biodiversity, and community engagement, as per a recent study by the Watershed Organisation Trust Centre for Resilience Studies (W-CReS). Once a vital but neglected water source for 2,800 residents, the lake’s capacity had dropped by 75 per cent. Through land shaping..

Infrastructure Urban

25 Oct 2025

PTC Industries Wins GTRE Order for Single Crystal Turbine Blades

PTC Industries Limited, a leading manufacturer of high-performance materials and precision-engineered components for aerospace and defence, has received a Purchase Order from the Gas Turbine Research Establishment (GTRE), Defence Research and Development Organisation (DRDO), for Post-Cast Operations to produce Single Crystal ‘Ready-to-Fit’ Turbine Blades. The announcement was made in the presence of Raksha Mantri Rajnath Singh and Uttar Pradesh Chief Minister Yogi Adityanath at the inauguration of PTC’s Titanium & Superalloys Materials Plant in Lucknow. This marks the first time an Indi..

Technology

25 Oct 2025

NCBA unveils East Africa’s first cloud-based corporate platform

Nairobi, 23 October 2025: NCBA Bank has launched Connect Plus, an advanced transaction banking platform powered by Intellect’s eMACH.ai Digital Transaction Banking solution, becoming the first bank in East Africa to adopt a cloud-based corporate banking system. The upgraded platform enhances transaction speed, payment flexibility, cash liquidity management, and integration with other financial platforms, offering a secure and intuitive experience for corporate clients. James Gossip, Managing Director, NCBA Kenya, said the launch aligns with Kenya’s Vision 2030 Digital Economy initiative,..