Indian Household Expenses Rise Over 33 Per Cent in Three Years

12 Sep 2025 CW Team

Household spending, particularly in urban areas, recorded a notable rise each year. However, rural households have also seen a sharp rebound, the report added.

“Household spending has been climbing steadily, with average quarterly expenses rising from about Rs 42,000 in 2022 to over Rs 56,000 in 2025. Urban families continue to spend the most, but rural households have also seen a sharp rebound, underscoring the mounting pressure on budgets across the country,” the report from Kharcha 3.0 by Worldpanel by Numerator stated.

In urban markets, average quarterly expenses grew from Rs 52,711 in June 2022 to Rs 64,583 in March 2024, and further to Rs 73,579 in March 2025.

Similarly, rural household expenses increased to Rs 46,623 in March 2025 from Rs 36,104 in June 2022. The report is based on a sample of 6,000 households, with housewives as key FMCG purchase decision-makers, providing a comprehensive picture of evolving consumer dynamics.

“This year, expenses are increasing even within lower-income households in both urban and rural areas,” the report noted, adding that “as expenses continue to increase, more consumers are struggling to manage their budgets effectively.”

In 2025, expenditures are shifting slightly towards education and debt, the report added.

As expenses rise, consumers are prioritising essentials while occasionally making impulse purchases, with some opting for cheaper alternatives to manage their budgets.

The report also found that a majority of consumers are focusing on increasing their income. “More than half of consumers (54 per cent) would save additional income, followed by 38 per cent who would spend on daily necessities, 18 per cent on debt repayment, and only 7 per cent on luxury or premium products,” it stated.

"Join industry leaders at RAHSTA Expo, India's premier platform for roads, highways and traffic infrastructure. Register now to explore innovations, network with experts and shape the future of mobility."

Indian household average quarterly expenses have steadily increased by over 33 per cent in the last three years, reaching Rs 56,000 in 2025, according to a report by Worldpanel by Numerator on consumption behaviour across urban and rural India.Household spending, particularly in urban areas, recorded a notable rise each year. However, rural households have also seen a sharp rebound, the report added.“Household spending has been climbing steadily, with average quarterly expenses rising from about Rs 42,000 in 2022 to over Rs 56,000 in 2025. Urban families continue to spend the most, but rural households have also seen a sharp rebound, underscoring the mounting pressure on budgets across the country,” the report from Kharcha 3.0 by Worldpanel by Numerator stated.In urban markets, average quarterly expenses grew from Rs 52,711 in June 2022 to Rs 64,583 in March 2024, and further to Rs 73,579 in March 2025.Similarly, rural household expenses increased to Rs 46,623 in March 2025 from Rs 36,104 in June 2022. The report is based on a sample of 6,000 households, with housewives as key FMCG purchase decision-makers, providing a comprehensive picture of evolving consumer dynamics.“This year, expenses are increasing even within lower-income households in both urban and rural areas,” the report noted, adding that “as expenses continue to increase, more consumers are struggling to manage their budgets effectively.”In 2025, expenditures are shifting slightly towards education and debt, the report added.As expenses rise, consumers are prioritising essentials while occasionally making impulse purchases, with some opting for cheaper alternatives to manage their budgets.The report also found that a majority of consumers are focusing on increasing their income. “More than half of consumers (54 per cent) would save additional income, followed by 38 per cent who would spend on daily necessities, 18 per cent on debt repayment, and only 7 per cent on luxury or premium products,” it stated.

Real Estate

07 Jul 2026

Pecan Realty Completes Rs 1.5 Billion Transactions

Pecan Realty has recently completed four institutional transactions worth over Rs 1.5 billion over the past two years, strengthening its position as an execution-led real estate platform. The deals include resolution-led acquisitions, structured finance transactions and capital partnerships across its development portfolio.The transactions covered acquisitions through the National Company Law Tribunal process and helped provide repayment or exits to both private and public sector lenders. The company said the deals demonstrate its ability to resolve complex project situations, work with instit..

Real Estate

07 Jul 2026

SNN Estates Expands North Bengaluru Housing Project

SNN Estates has announced an expansion of its SNN Estates Felicity residential project in North Bengaluru following strong buyer demand, with 75 per cent of the first-phase inventory sold within three days of launch.The developer will add 76 apartments in the new phase, taking the project's estimated revenue potential to around Rs 1,000 crore upon completion of Phase 2.Spread across 6.5 acres in Rachenahalli, near Manyata Tech Park, the project comprises 604 apartments in 1.5, 2, 2.5, 3 and 4 BHK configurations. The development includes a 50,000-sq-ft clubhouse with amenities such as sports co..

Infrastructure Urban

07 Jul 2026

SCG Drives ASEAN Industrial Transformation Strategy

SCG is strengthening its focus on ASEAN as a key growth region by advancing industrial transformation, enhancing competitiveness and building resilient regional value chains. Thammasak Sethaudom, President and Chief Executive Officer, SCG, highlighted the need for industries to continuously develop capabilities, strengthen resilience and deepen regional cooperation to achieve sustainable long-term growth.SCG views ASEAN as an important growth engine alongside China, supported by favourable demographics, trade connectivity and investment flows. With ASEAN’s GDP projected to grow by around 4.7..