Kotak Mahindra Bank Names Anup Saha As Whole-Time Director

13 Jan 2026 CW Team

Saha most recently served as Managing Director at Bajaj Finance, where he spent over eight years playing a key role in transforming the company into one of India’s leading and most profitable consumer finance-focused NBFCs. During his tenure, he led large-scale business transformation, digital innovation and customer-centric initiatives, helping expand the customer base to 100 million while diversifying the product portfolio.

Prior to this, Saha spent 14 years at ICICI Bank in senior leadership roles, building extensive expertise across consumer and retail banking, data analytics and digital transformation.

At Kotak Mahindra Bank, Saha will oversee the Consumer Banking, Marketing and Data Analytics functions. His appointment is expected to strengthen the bank’s leadership bench and support its focus on customer-led transformation, digital innovation and data-driven strategies.

Welcoming the appointment, C. S. Rajan, Chairman of the Board at Kotak Mahindra Bank, said Saha’s experience in scaling businesses, driving digital change and building customer-centric organisations would be valuable as the bank continues to strengthen its position in the financial services sector.

Ashok Vaswani, Managing Director and Chief Executive Officer of Kotak Mahindra Bank, said the appointment reflects the bank’s commitment to building a market-leading financial services franchise supported by a strong and experienced leadership team. He added that Saha’s deep understanding of retail finance, innovation and data-led growth would help accelerate the bank’s strategy.

Commenting on his appointment, Saha said he was excited to join Kotak Mahindra Bank and looked forward to working with the leadership team to drive innovation, deepen customer relationships and create long-term value for all stakeholders.

Kotak Mahindra Bank has announced the appointment of Anup Kumar Saha as Whole-time Director, subject to regulatory approvals. Until the approvals are received, Saha will serve as Whole-time Director (Designate) and join the bank’s senior management from 12 January 2026. Saha most recently served as Managing Director at Bajaj Finance, where he spent over eight years playing a key role in transforming the company into one of India’s leading and most profitable consumer finance-focused NBFCs. During his tenure, he led large-scale business transformation, digital innovation and customer-centric initiatives, helping expand the customer base to 100 million while diversifying the product portfolio. Prior to this, Saha spent 14 years at ICICI Bank in senior leadership roles, building extensive expertise across consumer and retail banking, data analytics and digital transformation. At Kotak Mahindra Bank, Saha will oversee the Consumer Banking, Marketing and Data Analytics functions. His appointment is expected to strengthen the bank’s leadership bench and support its focus on customer-led transformation, digital innovation and data-driven strategies. Welcoming the appointment, C. S. Rajan, Chairman of the Board at Kotak Mahindra Bank, said Saha’s experience in scaling businesses, driving digital change and building customer-centric organisations would be valuable as the bank continues to strengthen its position in the financial services sector. Ashok Vaswani, Managing Director and Chief Executive Officer of Kotak Mahindra Bank, said the appointment reflects the bank’s commitment to building a market-leading financial services franchise supported by a strong and experienced leadership team. He added that Saha’s deep understanding of retail finance, innovation and data-led growth would help accelerate the bank’s strategy. Commenting on his appointment, Saha said he was excited to join Kotak Mahindra Bank and looked forward to working with the leadership team to drive innovation, deepen customer relationships and create long-term value for all stakeholders.

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