RBI eases home loan disbursals policy
ECONOMY & POLICY

RBI eases home loan disbursals policy

The Reserve Bank of India (RBI) recently allowed the disbursal of home loans that were sanctioned before October 20, providing a significant regulatory update that benefits borrowers and lenders alike. Navi Finserv, a financial services company, has indicated that this decision will enable smoother processing for loans that were temporarily stalled due to new regulatory changes.

Earlier in October, the RBI implemented revised guidelines for home loan disbursements, impacting the timing and eligibility of fund releases. The new rules initially halted disbursements for several loans awaiting regulatory compliance, affecting financial service providers and potential homeowners who were already approved for loans under prior norms. With the latest RBI directive, financial institutions can now proceed with the disbursal of these pre-sanctioned loans, offering relief to both borrowers eager to access their funds and lenders working to comply with regulatory adjustments.

For Navi Finserv and similar institutions, the RBI’s decision eases operational challenges posed by the recent rule changes, allowing them to support clients without disruptions. This temporary provision helps stabilize the home loan sector, facilitating continued access to financing amid evolving regulatory standards.

The Reserve Bank of India (RBI) recently allowed the disbursal of home loans that were sanctioned before October 20, providing a significant regulatory update that benefits borrowers and lenders alike. Navi Finserv, a financial services company, has indicated that this decision will enable smoother processing for loans that were temporarily stalled due to new regulatory changes.Earlier in October, the RBI implemented revised guidelines for home loan disbursements, impacting the timing and eligibility of fund releases. The new rules initially halted disbursements for several loans awaiting regulatory compliance, affecting financial service providers and potential homeowners who were already approved for loans under prior norms. With the latest RBI directive, financial institutions can now proceed with the disbursal of these pre-sanctioned loans, offering relief to both borrowers eager to access their funds and lenders working to comply with regulatory adjustments.For Navi Finserv and similar institutions, the RBI’s decision eases operational challenges posed by the recent rule changes, allowing them to support clients without disruptions. This temporary provision helps stabilize the home loan sector, facilitating continued access to financing amid evolving regulatory standards.

Next Story
Infrastructure Transport

Tata, Airbus to Build India’s First Private Helicopter Line

In a landmark development for India’s aerospace sector, Tata Advanced Systems Limited (TASL) and Airbus will establish the country’s first private-sector helicopter assembly line in Vemagal, Karnataka. The facility will manufacture the Airbus H125 and H125M, marking a significant milestone in India’s push for self-reliance in aviation and defence manufacturing. The new Final Assembly Line (FAL) will produce the H125, the world’s best-selling single-engine helicopter, known for its versatility and performance in extreme environments. The first ‘Made in India’ H125 is expected to ro..

Next Story
Infrastructure Urban

NeGD to Support Bharat Taxi in Building Cooperative Ride Platform

In a significant move for India’s digital and mobility transformation, the National e-Governance Division (NeGD) of the Digital India Corporation, under the Ministry of Electronics and Information Technology (MeitY), has entered into an advisory partnership with Sahakar Taxi Cooperative Limited, the company behind Bharat Taxi — a first-of-its-kind, cooperative-led national ride-hailing platform. A Memorandum of Understanding (MoU) has been signed between NeGD and Sahakar Taxi to provide strategic advisory and technical support covering key areas such as platform integration, cybersecurity..

Next Story
Technology

MeitY Hosts Pre-Summit for India–AI Impact Summit 2026

The Ministry of Electronics and Information Technology (MeitY), Government of India, hosted a series of Pre-Summit events for the upcoming India–AI Impact Summit 2026 at the India Mobile Congress (IMC) 2025 in New Delhi. These sessions mark a key milestone ahead of the main summit, scheduled for 19–20 February 2026 at Bharat Mandapam, New Delhi. Delivering the inaugural address, S. Krishnan, Secretary, MeitY, highlighted India’s innovative and frugal approach to AI development. “We have adopted innovative means by learning from others’ experiences to build projects and products that..

Advertisement

Subscribe to Our Newsletter

Get daily newsletters around different themes from Construction world.

STAY CONNECTED

Advertisement

Advertisement

Advertisement

Talk to us?