Aptus Value Posts Strong FY26 Results And Asset Quality
ECONOMY & POLICY

Aptus Value Posts Strong FY26 Results And Asset Quality

Aptus Value Housing Finance India Limited on six May 2026 reported results for the quarter and year ended 31 March 2026. Assets under management (AUM) stood at Rs 131.07 bn, up 21 per cent year on year. The company said improved field execution and sustained demand supported the growth.

Disbursements in the fourth quarter were Rs 12.42 bn, up 17 per cent year on year, and full year disbursements were Rs 40.09 bn, up 11 per cent. Total income for FY26 was Rs 22.46 bn, up 25 per cent, and net profit for the year was Rs 9.43 bn, a rise of 26 per cent. Quarterly net profit was Rs 2.61 bn.

For the quarter return on assets and return on equity were eight point two per cent and 21.2 per cent respectively, with annual figures at seven point nine per cent and 20.1 per cent. Spreads improved to eight point nine per cent as the cost of funds declined to eight point three per cent. The operating expense ratio was two point seven per cent and credit cost for the year was zero point five per cent.

Collection efficiency improved and gross non-performing assets fell to one point five two per cent while net non-performing assets were one point one five per cent for the year. Thirty day plus delinquency declined by twenty seven basis points to six point two one per cent, though exposure to non-bank financial companies rose slightly. The company said these trends reflect recovery in collections and selective underwriting.

The lender expanded its branch network to 339 and served 188,000 customers across six states, with 92 per cent of agreements executed digitally and 94 per cent of collections through digital channels. It plans to accelerate branch additions and expects AUM growth of 22-24 per cent in FY27 supported by geographic expansion, channel augmentation and higher ticket sizes. Management noted ongoing investment in data-led underwriting and account aggregator integration to support growth.

Aptus Value Housing Finance India Limited on six May 2026 reported results for the quarter and year ended 31 March 2026. Assets under management (AUM) stood at Rs 131.07 bn, up 21 per cent year on year. The company said improved field execution and sustained demand supported the growth. Disbursements in the fourth quarter were Rs 12.42 bn, up 17 per cent year on year, and full year disbursements were Rs 40.09 bn, up 11 per cent. Total income for FY26 was Rs 22.46 bn, up 25 per cent, and net profit for the year was Rs 9.43 bn, a rise of 26 per cent. Quarterly net profit was Rs 2.61 bn. For the quarter return on assets and return on equity were eight point two per cent and 21.2 per cent respectively, with annual figures at seven point nine per cent and 20.1 per cent. Spreads improved to eight point nine per cent as the cost of funds declined to eight point three per cent. The operating expense ratio was two point seven per cent and credit cost for the year was zero point five per cent. Collection efficiency improved and gross non-performing assets fell to one point five two per cent while net non-performing assets were one point one five per cent for the year. Thirty day plus delinquency declined by twenty seven basis points to six point two one per cent, though exposure to non-bank financial companies rose slightly. The company said these trends reflect recovery in collections and selective underwriting. The lender expanded its branch network to 339 and served 188,000 customers across six states, with 92 per cent of agreements executed digitally and 94 per cent of collections through digital channels. It plans to accelerate branch additions and expects AUM growth of 22-24 per cent in FY27 supported by geographic expansion, channel augmentation and higher ticket sizes. Management noted ongoing investment in data-led underwriting and account aggregator integration to support growth.

Next Story
Products

REHAU Opens Interior Solutions Experience Centre in Gurgaon

REHAU Kitchen has partnered with Third Space Collective to launch a new experience centre in Gurgaon, strengthening its presence in India's growing premium interiors market.Spread across 3,400 sq. ft., the facility showcases a range of interior applications including kitchens, wardrobes, TV units, bar units and storage solutions, offering homeowners, architects and interior designers an opportunity to explore engineered interior products and material innovations under one roof.The collaboration is aimed at making advanced interior solutions more accessible while addressing growing consumer dem..

Next Story
Resources

Sky City Mall Marks Father's Day with Digital Film

Sky City Mall, Oberoi Realty's newest retail destination, has launched a Father's Day digital film that celebrates the bond between fathers and their children while highlighting the evolving role of malls as experience-led destinations.The campaign reflects the growing importance of retail destinations as spaces where shopping, dining, entertainment and social interactions come together to create memorable experiences for families. Through the film, Sky City Mall positions itself as a venue for meaningful moments and celebrations beyond traditional retail activity.The narrative follows a fathe..

Next Story
Real Estate

YKK India to Set Up Manufacturing Facility at Origins Chennai

Mahindra Industrial Park Chennai Limited (MIPCL), a joint venture between Mahindra World City Developers and Sumitomo Corporation of Japan, has announced that YKK India will establish a new manufacturing facility at Origins by Mahindra, Chennai.According to YKK India, the proposed facility will be its third manufacturing plant in the country and will span approximately 149,936 sq. m. The company plans to invest US$150 million in the project, which is expected to be completed by February 2028.YKK India, a manufacturer of fastening products serving the apparel, textile and industrial sectors, wi..

Advertisement

Subscribe to Our Newsletter

Get daily newsletters around different themes from Construction world.

STAY CONNECTED

Advertisement

Advertisement

Advertisement