Aptus Value Posts Strong FY26 Results And Asset Quality
ECONOMY & POLICY

Aptus Value Posts Strong FY26 Results And Asset Quality

Aptus Value Housing Finance India Limited on six May 2026 reported results for the quarter and year ended 31 March 2026. Assets under management (AUM) stood at Rs 131.07 bn, up 21 per cent year on year. The company said improved field execution and sustained demand supported the growth.

Disbursements in the fourth quarter were Rs 12.42 bn, up 17 per cent year on year, and full year disbursements were Rs 40.09 bn, up 11 per cent. Total income for FY26 was Rs 22.46 bn, up 25 per cent, and net profit for the year was Rs 9.43 bn, a rise of 26 per cent. Quarterly net profit was Rs 2.61 bn.

For the quarter return on assets and return on equity were eight point two per cent and 21.2 per cent respectively, with annual figures at seven point nine per cent and 20.1 per cent. Spreads improved to eight point nine per cent as the cost of funds declined to eight point three per cent. The operating expense ratio was two point seven per cent and credit cost for the year was zero point five per cent.

Collection efficiency improved and gross non-performing assets fell to one point five two per cent while net non-performing assets were one point one five per cent for the year. Thirty day plus delinquency declined by twenty seven basis points to six point two one per cent, though exposure to non-bank financial companies rose slightly. The company said these trends reflect recovery in collections and selective underwriting.

The lender expanded its branch network to 339 and served 188,000 customers across six states, with 92 per cent of agreements executed digitally and 94 per cent of collections through digital channels. It plans to accelerate branch additions and expects AUM growth of 22-24 per cent in FY27 supported by geographic expansion, channel augmentation and higher ticket sizes. Management noted ongoing investment in data-led underwriting and account aggregator integration to support growth.

Aptus Value Housing Finance India Limited on six May 2026 reported results for the quarter and year ended 31 March 2026. Assets under management (AUM) stood at Rs 131.07 bn, up 21 per cent year on year. The company said improved field execution and sustained demand supported the growth. Disbursements in the fourth quarter were Rs 12.42 bn, up 17 per cent year on year, and full year disbursements were Rs 40.09 bn, up 11 per cent. Total income for FY26 was Rs 22.46 bn, up 25 per cent, and net profit for the year was Rs 9.43 bn, a rise of 26 per cent. Quarterly net profit was Rs 2.61 bn. For the quarter return on assets and return on equity were eight point two per cent and 21.2 per cent respectively, with annual figures at seven point nine per cent and 20.1 per cent. Spreads improved to eight point nine per cent as the cost of funds declined to eight point three per cent. The operating expense ratio was two point seven per cent and credit cost for the year was zero point five per cent. Collection efficiency improved and gross non-performing assets fell to one point five two per cent while net non-performing assets were one point one five per cent for the year. Thirty day plus delinquency declined by twenty seven basis points to six point two one per cent, though exposure to non-bank financial companies rose slightly. The company said these trends reflect recovery in collections and selective underwriting. The lender expanded its branch network to 339 and served 188,000 customers across six states, with 92 per cent of agreements executed digitally and 94 per cent of collections through digital channels. It plans to accelerate branch additions and expects AUM growth of 22-24 per cent in FY27 supported by geographic expansion, channel augmentation and higher ticket sizes. Management noted ongoing investment in data-led underwriting and account aggregator integration to support growth.

Related Stories

Gold Stories

Next Story
Resources

Schindler named among Forbes’ World’s Best Employers 2026

Schindler has been named among Forbes’ World’s Best Employers 2026, a global ranking recognising companies for their workplace environments.Compiled by Forbes in partnership with Statista, the ranking is based on independent employee feedback, including whether employees would recommend their organisation to friends and family.The company said the recognition reflected its focus on creating a workplace where employees can develop their expertise and build careers. ..

Next Story
Infrastructure Urban

India needs an export-execution mindset: Vishesh Jain

Interview with Vishesh Jain, Founder & CEO, EximpleWhat gaps in India’s global trade ecosystem led you to build Eximple, and what problem did you see businesses struggling with most?Eximple came out of a problem that all three founders had seen from different choke points in the trade ecosystem. India has millions of MSMEs and manufacturers, and many of them can make products that are genuinely competitive on quality. Yet only a small fraction is able to build meaningful international businesses. In our experience, the gap is usually not manufacturing capability; it is the ability to exe..

Next Story
Building Material

Nuvoco reports 13.5% revenue growth in Q2 FY27

Nuvoco Vistas Corp. Ltd. reported consolidated revenue of Rs 27.9 billion for Q2 FY27, up 13.5% year on year. Cement sales volume rose 9% to 4.7 million tonnes (MMT), while EBITDA increased 11% to Rs 4.11 billion.The company said it began its cement operations in 2014 with a 2.3 MMT per annum (MMTPA) operation at Nimbol. It now aims to reach 35 MMTPA of cement capacity by FY28, nearly 15 times its initial capacity. Its portfolio spans cement, ready-mix concrete and modern building materials.On sustainability and cost efficiency, Nuvoco partnered with CleanMax for a 46.4 MW wind-solar hybrid re..

Advertisement

Subscribe to Our Newsletter

Get daily newsletters around different themes from Construction world.

STAY CONNECTED

Advertisement

SPECIAL OFFER
QR Code