IndusInd Bank Goes Live on Next-Gen UPI Platform
ECONOMY & POLICY

IndusInd Bank Goes Live on Next-Gen UPI Platform

IndusInd Bank has gone live on a next-generation UPI processing platform, marking a significant advance in India's real-time payments ecosystem. The platform, branded UPI six point zero and developed by Mindgate Solutions, runs on a hyper-scalable, cloud-ready and resilient architecture and the bank is the first private bank to operate both issuer and acquirer services on this environment. The move is presented as a strategic upgrade to support uninterrupted, high-performance payment experiences for customers and merchants nationwide.

The upgrade is said to reduce recovery time by 30 per cent and to provide up to 75 per cent higher scalability headroom compared with the previous infrastructure. It is designed to deliver sub-second response times and near-zero technical declines, while enabling seamless disaster recovery within minutes. These capabilities are intended to ensure transaction reliability and operational continuity even during peak volumes.

The announcement is positioned within the bank's Digital two point zero strategy, which aims to create a seamless, secure and intuitive banking ecosystem. The bank reported serving 42 million (mn) customers through 3,120 branches and 3,063 ATMs as of 31 December 2025 and reaching 0.162 mn villages across India. The upgraded processing platform is expected to support real-time needs across retail, merchant and enterprise segments.

The bank has portrayed the launch as reinforcing its commitment to digital innovation after more than 31 years of operations and highlighted a wide product mix that includes microfinance, retail and SME lending, cards, vehicle finance and ESG-linked products. The institution continues to hold clearing and settlement roles for major exchanges and to maintain a presence with representative offices in Dubai and Abu Dhabi. The bank's stated aim is to deliver faster, resilient and trusted payment services to support customers and market participants.

"Join industry leaders at RAHSTA Expo, India's premier platform for roads, highways and traffic infrastructure. Register now to explore innovations, network with experts and shape the future of mobility."

IndusInd Bank has gone live on a next-generation UPI processing platform, marking a significant advance in India's real-time payments ecosystem. The platform, branded UPI six point zero and developed by Mindgate Solutions, runs on a hyper-scalable, cloud-ready and resilient architecture and the bank is the first private bank to operate both issuer and acquirer services on this environment. The move is presented as a strategic upgrade to support uninterrupted, high-performance payment experiences for customers and merchants nationwide. The upgrade is said to reduce recovery time by 30 per cent and to provide up to 75 per cent higher scalability headroom compared with the previous infrastructure. It is designed to deliver sub-second response times and near-zero technical declines, while enabling seamless disaster recovery within minutes. These capabilities are intended to ensure transaction reliability and operational continuity even during peak volumes. The announcement is positioned within the bank's Digital two point zero strategy, which aims to create a seamless, secure and intuitive banking ecosystem. The bank reported serving 42 million (mn) customers through 3,120 branches and 3,063 ATMs as of 31 December 2025 and reaching 0.162 mn villages across India. The upgraded processing platform is expected to support real-time needs across retail, merchant and enterprise segments. The bank has portrayed the launch as reinforcing its commitment to digital innovation after more than 31 years of operations and highlighted a wide product mix that includes microfinance, retail and SME lending, cards, vehicle finance and ESG-linked products. The institution continues to hold clearing and settlement roles for major exchanges and to maintain a presence with representative offices in Dubai and Abu Dhabi. The bank's stated aim is to deliver faster, resilient and trusted payment services to support customers and market participants.

Next Story
Infrastructure Urban

ABS Marine Sees CRISIL Credit Rating Upgrade

ABS Marine Services has secured an upgrade to its long term and short term credit ratings from CRISIL, reflecting improved profitability and revenue growth through long term contracts. CRISIL moved the long term rating from BBB+/Stable to A-/Stable and revised the short term rating from A2 to A2+. The action signals strengthened financial metrics and operational resilience. The company benefited from durable client relationships with firms such as ONGC and Schlumberger. The rating decision followed stronger cash flows and an enlarged bank loan facility, which increased from Rs 3,705 million (m..

Next Story
Infrastructure Transport

Project BRAHMANK Marks 16 Years Of Strategic Roads In Arunachal

Project BRAHMANK is marking 16 years of work to establish strategic road and bridge links across Arunachal Pradesh, maintaining and developing 811 kilometres of roads and nearly 86 bridges that range from small culverts to large steel and arch bridges. These transport links are described as critical for ensuring year-round movement of defence personnel, equipment and essential supplies while improving everyday travel for people in remote villages. The project balances national security requirements with regional development by focusing on reliable access in challenging terrain. Notable enginee..

Next Story
Infrastructure Transport

Longleng CSOs Give One Week Ultimatum Over Two-Lane Highway

Civil society organisations (CSOs) in Longleng district have demanded immediate restoration of the deteriorating Changtongya–Longleng two-lane road and sought a detailed status report on the stalled construction within one week. The demand followed a consultative meeting convened under the Phom Peoples' Council (PPC) to discuss welfare and development concerns. PPC president YB Angam Phom said prolonged non-maintenance had caused hardship to commuters and affected transportation, local commerce and the district's development. The meeting urged authorities to undertake immediate restoration a..

Advertisement

Subscribe to Our Newsletter

Get daily newsletters around different themes from Construction world.

STAY CONNECTED

Advertisement

Advertisement

Advertisement