RBL Bank Announces Audited Results For Q4 And FY26
ECONOMY & POLICY

RBL Bank Announces Audited Results For Q4 And FY26

RBL Bank announced audited financial results for the quarter and financial year ended 31 March 2026. The bank reported a strong quarterly performance driven by growth across core income streams.

Net profit for the fourth quarter rose by 234 per cent year on year to Rs 2,300 million (mn), while full year net profit increased by 18 per cent to Rs 8,220 mn. Net interest income for the quarter was Rs 16,710 mn with a net interest margin of 4.41 per cent. Other income was Rs 10,690 mn, and core fee income was Rs 10,570 mn. Operating profit for the quarter reached Rs 9,550 mn as operating expenses were contained at Rs 17,850 mn and cost-to-income was 65.1 per cent.

Net advances grew by 23 per cent year on year and 11 per cent quarter on quarter to Rs 1,142.32 billion (bn), with a retail to wholesale mix of 59:41. Retail advances were Rs 671.19 bn, and secured retail advances amounted to Rs 402.07 bn. Total deposits rose by 25 per cent year on year to Rs 1,390.18 bn while CASA deposits increased to Rs 467.23 bn, and the CASA ratio was 33.6 per cent. Granular deposits under Rs 3 crore stood at Rs 639.43 bn.

The bank reported total capital adequacy of 14.25 per cent and a common equity tier one ratio of 12.77 per cent as at 31 March 2026. Asset quality improved with gross non-performing assets at 1.45 per cent and net non-performing assets at 0.39 per cent, while provision coverage, including technical write-offs, was 94.9 per cent. The average liquidity coverage ratio for the quarter was 130 per cent.

Distribution reach expanded with the addition of 23 branches, taking the network to 603 branches and 1,942 touchpoints, including business correspondent outlets. Management indicated that regulatory approvals had been received for a strategic investment by Emirates NBD P.J.S.C and emphasised continued focus on disciplined execution and scaling cross-sell to deepen customer relationships.

RBL Bank announced audited financial results for the quarter and financial year ended 31 March 2026. The bank reported a strong quarterly performance driven by growth across core income streams. Net profit for the fourth quarter rose by 234 per cent year on year to Rs 2,300 million (mn), while full year net profit increased by 18 per cent to Rs 8,220 mn. Net interest income for the quarter was Rs 16,710 mn with a net interest margin of 4.41 per cent. Other income was Rs 10,690 mn, and core fee income was Rs 10,570 mn. Operating profit for the quarter reached Rs 9,550 mn as operating expenses were contained at Rs 17,850 mn and cost-to-income was 65.1 per cent. Net advances grew by 23 per cent year on year and 11 per cent quarter on quarter to Rs 1,142.32 billion (bn), with a retail to wholesale mix of 59:41. Retail advances were Rs 671.19 bn, and secured retail advances amounted to Rs 402.07 bn. Total deposits rose by 25 per cent year on year to Rs 1,390.18 bn while CASA deposits increased to Rs 467.23 bn, and the CASA ratio was 33.6 per cent. Granular deposits under Rs 3 crore stood at Rs 639.43 bn. The bank reported total capital adequacy of 14.25 per cent and a common equity tier one ratio of 12.77 per cent as at 31 March 2026. Asset quality improved with gross non-performing assets at 1.45 per cent and net non-performing assets at 0.39 per cent, while provision coverage, including technical write-offs, was 94.9 per cent. The average liquidity coverage ratio for the quarter was 130 per cent. Distribution reach expanded with the addition of 23 branches, taking the network to 603 branches and 1,942 touchpoints, including business correspondent outlets. Management indicated that regulatory approvals had been received for a strategic investment by Emirates NBD P.J.S.C and emphasised continued focus on disciplined execution and scaling cross-sell to deepen customer relationships.

Next Story
Infrastructure Urban

TCC Concept Reports 480% Revenue Growth in Q1FY27

TCC Concept  has reported strong financial performance for the first quarter of FY27, with revenue from operations rising 480% year-on-year to Rs 1,283 million.The company’s EBITDA increased 158% year-on-year to Rs 463 million, with an EBITDA margin of 36.1%. Profit after tax (PAT) grew 34% year-on-year to Rs 126 million during the quarter.The growth was supported by continued execution across TCC’s integrated ecosystem spanning consumer commerce, supply chain, digital infrastructure, cloud, PropTech and AI-led platforms.Pepperfry continued to strengthen its omnichannel expansion stra..

Next Story
Real Estate

ANHAD Developers Appoints Akash Lakhina as Sales Head

ANHAD Developers has appointed Akash Lakhina as Head of Sales, Marketing and CRM as the company strengthens its leadership team ahead of its entry into Gurugram’s premium residential market.The appointment follows Adil Altaf taking charge as CEO of the group’s real estate vertical. Lakhina will be responsible for driving the company’s sales, marketing and customer relationship initiatives for its upcoming luxury developments.With nearly three decades of professional experience, Lakhina brings expertise across multiple industries, including over a decade in luxury real estate. His experie..

Next Story
Real Estate

BXB Estates Records AED 110 Million Luxury Villa Sale in Dubai

BXB Estates has completed a record AED 110 million residential transaction at Jumeirah Golf Estates, marking the highest-value residential sale in the history of one of Dubai’s most prestigious communities.The transaction, negotiated by Alfie Tabrez, Managing Partner, BXB Estates, surpasses the previous record of AED 58 million for a completed ready villa.The six-bedroom luxury residence features a built-up area of 21,714 sq ft on a 15,873 sq ft plot. The property includes nine bathrooms, four living lounges, a home office, bar lounge, private cinema and rooftop terrace. Its wellness facilit..

Advertisement

Subscribe to Our Newsletter

Get daily newsletters around different themes from Construction world.

STAY CONNECTED

Advertisement

Advertisement

Advertisement