+
IRFC Posts Record Profit as Diversification Boosts Growth
RAILWAYS & METRO RAIL

IRFC Posts Record Profit as Diversification Boosts Growth

Indian Railway Finance Corporation (IRFC), a Navratna CPSE under the Ministry of Railways, has reported its highest-ever profit after tax (PAT) driven by strategic diversification and improved margins.

For the quarter ended 30 September 2025, IRFC posted a PAT of Rs 17,769.8 million, a 10.19 per cent increase from Rs 16,126.5 million in the same quarter last year. For the half-year, PAT rose 10.45 per cent year-on-year to Rs 35,226.7 million. Total income stood at Rs 63,719.1 million for Q2 and Rs 132,901.5 million for the half-year, supported by effective liability management and steady asset quality.

Assets Under Management (AUM) reached Rs 462,000 million, despite the absence of new business from Indian Railways in recent years—reflecting the success of proactive diversification. Net worth and earnings per share (annualised) reached record highs at Rs 561,938.5 million and Rs 5.39 respectively.

During the first half, IRFC sanctioned and executed new business agreements worth Rs 453,820 million across railway-linked sectors such as renewable energy, power transmission, coal mining, and industrial infrastructure—a ninefold increase from the previous year. The company’s Net Interest Margin (NIM) improved to 1.55 per cent (annualised), highlighting the strength of its diversified portfolio.

The Board also declared the highest-ever interim dividend, underscoring IRFC’s commitment to shareholder value. Commenting on the results, Manoj Kumar Dubey, Chairman and Managing Director, said the performance reflects IRFC’s resilience and ability to evolve with changing financing dynamics. “Our diversification strategy is yielding tangible results with improved NIMs, zero NPA record, and growing profitability. IRFC continues to play a pivotal role in enabling railway-linked infrastructure growth while maintaining financial prudence and stakeholder trust,” he added.

Indian Railway Finance Corporation (IRFC), a Navratna CPSE under the Ministry of Railways, has reported its highest-ever profit after tax (PAT) driven by strategic diversification and improved margins. For the quarter ended 30 September 2025, IRFC posted a PAT of Rs 17,769.8 million, a 10.19 per cent increase from Rs 16,126.5 million in the same quarter last year. For the half-year, PAT rose 10.45 per cent year-on-year to Rs 35,226.7 million. Total income stood at Rs 63,719.1 million for Q2 and Rs 132,901.5 million for the half-year, supported by effective liability management and steady asset quality. Assets Under Management (AUM) reached Rs 462,000 million, despite the absence of new business from Indian Railways in recent years—reflecting the success of proactive diversification. Net worth and earnings per share (annualised) reached record highs at Rs 561,938.5 million and Rs 5.39 respectively. During the first half, IRFC sanctioned and executed new business agreements worth Rs 453,820 million across railway-linked sectors such as renewable energy, power transmission, coal mining, and industrial infrastructure—a ninefold increase from the previous year. The company’s Net Interest Margin (NIM) improved to 1.55 per cent (annualised), highlighting the strength of its diversified portfolio. The Board also declared the highest-ever interim dividend, underscoring IRFC’s commitment to shareholder value. Commenting on the results, Manoj Kumar Dubey, Chairman and Managing Director, said the performance reflects IRFC’s resilience and ability to evolve with changing financing dynamics. “Our diversification strategy is yielding tangible results with improved NIMs, zero NPA record, and growing profitability. IRFC continues to play a pivotal role in enabling railway-linked infrastructure growth while maintaining financial prudence and stakeholder trust,” he added.

Related Stories

Gold Stories

Next Story
Real Estate

Peninsula Land launches 19 luxury villas in Pune

Pune’s residential landscape is witnessing a shift as premium homebuyers increasingly seek larger spaces, privacy and independent living options beyond high-rise apartments. Addressing this demand, Peninsula Land Limited, part of the Ashok Piramal Group, has launched AshokVillas, an exclusive collection of 19 premium furnished villas in Gahunje, Pune.The development combines the independence of a standalone home with the convenience and security of a managed residential community. Designed around low-density horizontal living, AshokVillas offers residents private spaces while providing acces..

Next Story
Infrastructure Urban

MyBranch Expands South India Network with 16 Workspace Centres

MyBranch has expanded its South India presence with a 50,000 sq ft flexible workspace network comprising 16 centres across 14 cities in Andhra Pradesh, Karnataka, Tamil Nadu and Telangana.The expansion reflects growing demand for flexible office infrastructure as businesses establish regional teams, satellite offices and operations beyond traditional metropolitan markets. MyBranch’s network spans Bengaluru, Coimbatore, Guntur, Hanamkonda, Hubballi, Hyderabad, Madurai, Mangaluru, Rajahmundry, Salem, Tirupati, Vellore, Vijayawada and Visakhapatnam, with a large office space in Chennai also und..

Next Story
Building Material

Walplast Launches Moisture-Resistant Gypsum Plaster Solutions

Walplast Products Pvt. Ltd. has expanded its HomeSure GypEx portfolio with the launch of GypEx MoistShield and GypEx Gold, two gypsum plaster solutions designed to address moisture-prone applications and improve plastering efficiency.The new products have been developed in response to the growing demand for faster construction processes, improved material performance and consistent surface quality. The solutions aim to simplify interior plastering while addressing specific application requirements across construction environments.“Through HomeSure GypEx MoistShield and GypEx Gold, we are exp..

Advertisement

Subscribe to Our Newsletter

Get daily newsletters around different themes from Construction world.

STAY CONNECTED

Advertisement

SPECIAL OFFER
QR Code