Affordable Housing

30 Dec 2023 CW Team

It has been nearly eight years since the Government launched the Pradhan Mantri Awas Yojana (PMAY), a programme to provide all-weather houses to the less privileged in urban and rural India. To maximise its impact, the programme was designed to be implemented through four verticals: beneficiary-led construction, affordable housing in partnership (AHP), in-situ slum redevelopment (ISSR) and a credit-linked subsidy scheme.

While PMAY was slated to be completed by March 2022, only the credit-linked subsidy scheme, had concluded by then. Overall, the completion rate of PMAY-U (Urban) was 69.73 per cent while the completion rate of the PMAY-G (Gramin, or Rural) stood at 85 per cent. Until now, urban India has seen 11.863 million houses sanctioned, 11.343 million houses grounded, 7.827 million houses completed and Rs.1539.7 billion released as central assistance out of a total commitment of Rs.2000 billion so far. In view of the shortfall, the programme implementation (other than the credit-linked subsidy scheme) has been extended till December 2024.

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Infrastructure Urban

03 Apr 2026

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