RBI stance keeps affordability going in residential real estate
Real Estate

RBI stance keeps affordability going in residential real estate

Affording a home has become easier than it ever was. In the past two years, property prices across India have remained the same. With the government focusing on the housing sector through the Pradhan Mantri Awas Yojana (PMAY), the housing sector is witnessing a boom and would further witness growth in the near future. Moreover, the reduction in stamp duty by the Maharashtra Government last year also helped to pick up the demand for housing. Other factors like work from home, and having entertainment space at home, made people realise the need for additional space at their homes. Overall, it was a good year for the housing sector and factors such as favourable demographics, improved affordability, lowest interest rates on home loans are pushing the demand for home loans in India. 

Today, every developer in the country is focusing on the construction of new projects, early completion of projects, giving tough competition to the large developers with competitive pricing. Many joint ventures are taking place in this segment.

In such a scenario, the RBI’s accommodative price policy has kept home buyers active in the market. Due to low-interest rates, lenders are now pushing developers to complete projects at any cost and get stock in the market. The RBI price policy has ensured that Indians kept buying homes, and developers kept reducing standing stock and inventory and get the cash cycle moving. The volume of new launches has increased and with the current festive season around the corner, developers are banking on this market more aggressively. 

Click here to read more

Affording a home has become easier than it ever was. In the past two years, property prices across India have remained the same. With the government focusing on the housing sector through the Pradhan Mantri Awas Yojana (PMAY), the housing sector is witnessing a boom and would further witness growth in the near future. Moreover, the reduction in stamp duty by the Maharashtra Government last year also helped to pick up the demand for housing. Other factors like work from home, and having entertainment space at home, made people realise the need for additional space at their homes. Overall, it was a good year for the housing sector and factors such as favourable demographics, improved affordability, lowest interest rates on home loans are pushing the demand for home loans in India. Today, every developer in the country is focusing on the construction of new projects, early completion of projects, giving tough competition to the large developers with competitive pricing. Many joint ventures are taking place in this segment.In such a scenario, the RBI’s accommodative price policy has kept home buyers active in the market. Due to low-interest rates, lenders are now pushing developers to complete projects at any cost and get stock in the market. The RBI price policy has ensured that Indians kept buying homes, and developers kept reducing standing stock and inventory and get the cash cycle moving. The volume of new launches has increased and with the current festive season around the corner, developers are banking on this market more aggressively. Click here to read more

Next Story
Real Estate

Panattoni Appoints Sharad Gohil as India CEO

Panattoni has appointed Sharad Gohil as Chief Executive Officer and Managing Director of Panattoni India, strengthening its long-term growth strategy in the country. Gohil brings more than 25 years of experience across real estate investment, asset management, capital raising and fund management in Europe and the Asia Pacific region.He has completed more than US$4 billion of transactions across industrial, logistics, office, residential, retail and hospitality sectors. Before joining Panattoni, Gohil served as Chief Executive Officer of IndoSpace Capital Asia, where he oversaw a business with ..

Next Story
Real Estate

Metso India has received the ASSOCHAM Business Excellence Award 2026 in the category of Excellence in Mining Equipment Manufacturing, with a special focus on sustainability. The recognition highlights the company’s contribution to supporting the mining in

Isprava, India’s leading developer of luxury homes in non-urban destinations, has recently announced a collaboration with Courtside, Mumbai’s first padel social club, to launch The Isprava Court. The partnership brings Isprava’s design-led living philosophy into one of the city’s fastest-growing social sporting destinations.Located on the rooftop of Atria Mall in Worli, Courtside spans 20,000 sq. ft. and combines sport, wellness, hospitality and community experiences. Since its launch in February 2026, the venue has become a destination for Mumbai’s new-age audience seeking lifestyle..

Next Story
Infrastructure Urban

Metso Wins ASSOCHAM Award for Mining Equipment

Metso India has received the ASSOCHAM Business Excellence Award 2026 in the category of Excellence in Mining Equipment Manufacturing, with a special focus on sustainability. The recognition highlights the company’s contribution to supporting the mining industry’s demand for higher productivity while meeting environmental requirements.The award recognised Metso’s Metso Plus offerings, which are designed to improve efficiency and sustainability across mining and mineral processing operations. A key focus of the recognition was the company’s advanced grinding solutions, including Vertimil..

Advertisement

Subscribe to Our Newsletter

Get daily newsletters around different themes from Construction world.

STAY CONNECTED

Advertisement

Advertisement

Advertisement