Tata Capital Reports Robust AUM Growth and Record Quarterly Profit
ECONOMY & POLICY

Tata Capital Reports Robust AUM Growth and Record Quarterly Profit

Tata Capital (TCL) has reported a robust second quarter for FY26, with strong momentum across business segments and its highest-ever quarterly profit after tax (PAT). The company’s consolidated PAT rose 33% year-on-year to Rs 11.28 illion, while assets under management (AUM), excluding Motor Finance, grew 22% over the same period.

According to Rajiv Sabharwal, Managing Director & CEO of Tata Capital, the quarter reflected the strength of a diversified and well-managed portfolio. “Q2FY26 was marked by broad-based growth and continued improvement in credit quality, with a 30-basis-point drop in annualized credit cost compared to Q1FY26. We continue to harness digital and GenAI capabilities to enhance customer experience and operational efficiency,” he said.

Sabharwal noted that recent macroeconomic developments, including the GST reduction, are expected to boost consumption and provide a favorable environment for higher growth in the second half of the fiscal year.

Tata Capital’s Motor Finance business, acquired from Tata Motors Finance Limited in May 2025, is progressing as planned. The company has transitioned to a multi-OEM model and realigned its portfolio mix toward used vehicles and small and light commercial vehicles. “Our focus has been on stabilizing key business metrics. Integration is on track, and we expect the Motor Finance business to return to profitability by Q4FY26,” Sabharwal added.

The company also extended a warm welcome to its new investors, expressing appreciation for their trust in the brand. “With this confidence comes responsibility,” the company said in a statement, reiterating its commitment to disciplined execution, prudence, and long-term value creation.

Tata Capital continues to strengthen its technology-led financial ecosystem, leveraging digital tools and AI-driven insights to drive efficiency and growth across lending, wealth management, and infrastructure finance segments.

Tata Capital (TCL) has reported a robust second quarter for FY26, with strong momentum across business segments and its highest-ever quarterly profit after tax (PAT). The company’s consolidated PAT rose 33% year-on-year to Rs 11.28 illion, while assets under management (AUM), excluding Motor Finance, grew 22% over the same period.According to Rajiv Sabharwal, Managing Director & CEO of Tata Capital, the quarter reflected the strength of a diversified and well-managed portfolio. “Q2FY26 was marked by broad-based growth and continued improvement in credit quality, with a 30-basis-point drop in annualized credit cost compared to Q1FY26. We continue to harness digital and GenAI capabilities to enhance customer experience and operational efficiency,” he said.Sabharwal noted that recent macroeconomic developments, including the GST reduction, are expected to boost consumption and provide a favorable environment for higher growth in the second half of the fiscal year.Tata Capital’s Motor Finance business, acquired from Tata Motors Finance Limited in May 2025, is progressing as planned. The company has transitioned to a multi-OEM model and realigned its portfolio mix toward used vehicles and small and light commercial vehicles. “Our focus has been on stabilizing key business metrics. Integration is on track, and we expect the Motor Finance business to return to profitability by Q4FY26,” Sabharwal added.The company also extended a warm welcome to its new investors, expressing appreciation for their trust in the brand. “With this confidence comes responsibility,” the company said in a statement, reiterating its commitment to disciplined execution, prudence, and long-term value creation.Tata Capital continues to strengthen its technology-led financial ecosystem, leveraging digital tools and AI-driven insights to drive efficiency and growth across lending, wealth management, and infrastructure finance segments.

Next Story
Infrastructure Urban

Mount Invests Rs 250 Cr, Adds PUF & PEB Plants, 400+ Jobs

TUMKUR, Karnataka, January 8, 2025 - Mount Roofing & Structures Private Limited, one of India's  fastest-growing manufacturers in PUF and a leading solutions provider across Pre-Engineered Building  (PEB) and Polycarbonate sheets, simultaneously inaugurated its second fully automated continuous  Sandwich Panel manufacturing line and a new PEB manufacturing plant at its integrated campus in  Tumkur." The milestone expansion, part of a total investment of INR 250 crores, marks a significant  advancement in the company's commitment to engineered performance, manu..

Next Story
Infrastructure Urban

Titan Intech Strengthens UltraLED Push With Global LED Veteran

Titan Intech has announced the induction of global LED industry veteran Su Piow Ko to its Board of Directors, marking a strategic step in strengthening its UltraLED Displays roadmap and building globally competitive LED display solutions from India.The appointment aligns with Titan Intech’s ambition to position India as a hub for advanced, high-quality LED display manufacturing. With an increased focus on UltraLED Displays, the company aims to enhance technical governance, raise manufacturing standards and expand its presence across global markets.Su Piow Ko brings over three decades of inte..

Next Story
Infrastructure Urban

Dun & Bradstreet Flags New Growth Engines in India 2026 Outlook

Dun & Bradstreet has released its India 2026: D&B’s Perspective report, projecting a stable macroeconomic environment underpinned by fresh opportunities for productivity-led and inclusive growth. The report outlines how India’s next growth phase will be driven by digitised logistics, trusted data ecosystems, clean energy and rising city vitality.According to the outlook, India’s GDP growth is expected to reach around 6.6 per cent by FY2027, supported by resilient consumer demand and sustained public investment. Manufacturing is seen entering a new phase, moving beyond scale towar..

Advertisement

Subscribe to Our Newsletter

Get daily newsletters around different themes from Construction world.

STAY CONNECTED

Advertisement

Advertisement

Advertisement

Advertisement

Open In App