Capital Trust, a leading Non-Banking Financial Company (NBFC) focused on servicing the MSME sector in rural and semi-urban India, has strengthened its leadership team as part of its strategic push in the secured MSME lending space. The company has onboarded two seasoned professionals to lead and scale its secured Micro LAP (Loan Against Property) product.Ashutosh Singh has joined Capital Trust as the Dy COO – Secured Micro LAP. With over two decades of experience in sales and marketing of secured lending products, he has held leadership roles at prominent financial institutions such as Aye Finance, Electronica Finance, ICICI Bank, and Citibank. His rich experience in driving business growth and building strong distribution networks will be instrumental in expanding Capital Trust's secured loan offerings across its operating geographies.Additionally, the company has appointed Rajendra Kumar Thotakura as the Head of Credit. Thotakura brings with him over 20 years of deep expertise in credit assessment and underwriting. His professional background includes senior credit roles at reputed institutions such as HDFC, Kotak Mahindra Bank, HSBC, and ICICI Bank. He will play a critical role in strengthening the company’s credit processes, ensuring robust underwriting and risk management as the company scales up its secured portfolio.Speaking on the appointments, Yogen Khosla, Chairman and Managing Director of Capital Trust Limited, said, We are excited to welcome Ashutosh and Rajendra to the Capital Trust family. Their vast experience and strategic insights will add significant strength to our secured MSME lending vertical. We have already entered into co-lending arrangements and strategic partnerships with leading NBFCs to expand our secured Micro LAP product. With the right team in place, we are confident of driving sustainable growth and deeper financial inclusion across underserved markets.Capital Trust’s strategic focus on secured MSME lending comes at a time when access to affordable credit backed by property is gaining traction among small businesses in Tier 3 and 4 markets. The company aims to leverage its deep rural presence, technology infrastructure, and strengthened leadership team to deliver customized credit solutions while maintaining a prudent credit approach.