+
Securitisation Volumes Hit Record
ECONOMY & POLICY

Securitisation Volumes Hit Record

India's securitisation market witnessed robust growth in FY25, with volumes surging 24 percent year-on-year to a record Rs 2350 billion, according to data released by CRISIL Ratings. The momentum was driven by strong activity from non-banking financial companies (NBFCs) and housing finance companies (HFCs) looking to mobilise capital amid a growing appetite for retail loan pools.

The market split remained consistent with Pass-Through Certificates (PTCs) contributing 58 percent and Direct Assignment (DA) transactions making up the rest. Key asset classes securitised included mortgages, vehicle loans, microfinance, and unsecured retail loans.

CRISIL highlighted that the broad investor base and improved credit profiles of underlying assets are helping deepen the market. Public and private sector banks, as well as mutual funds and insurance companies, showed strong participation, reflecting increased confidence.

The sustained rise in securitisation activity reflects growing financial inclusion, higher demand for alternative funding routes, and maturity in India's structured finance landscape.

Experts expect this growth trend to continue in FY26, supported by economic expansion, evolving regulations, and digital lending innovations. 

India's securitisation market witnessed robust growth in FY25, with volumes surging 24 percent year-on-year to a record Rs 2350 billion, according to data released by CRISIL Ratings. The momentum was driven by strong activity from non-banking financial companies (NBFCs) and housing finance companies (HFCs) looking to mobilise capital amid a growing appetite for retail loan pools.The market split remained consistent with Pass-Through Certificates (PTCs) contributing 58 percent and Direct Assignment (DA) transactions making up the rest. Key asset classes securitised included mortgages, vehicle loans, microfinance, and unsecured retail loans.CRISIL highlighted that the broad investor base and improved credit profiles of underlying assets are helping deepen the market. Public and private sector banks, as well as mutual funds and insurance companies, showed strong participation, reflecting increased confidence.The sustained rise in securitisation activity reflects growing financial inclusion, higher demand for alternative funding routes, and maturity in India's structured finance landscape.Experts expect this growth trend to continue in FY26, supported by economic expansion, evolving regulations, and digital lending innovations. 

Related Stories

Gold Stories

Next Story
Real Estate

Peninsula Land launches 19 luxury villas in Pune

Pune’s residential landscape is witnessing a shift as premium homebuyers increasingly seek larger spaces, privacy and independent living options beyond high-rise apartments. Addressing this demand, Peninsula Land Limited, part of the Ashok Piramal Group, has launched AshokVillas, an exclusive collection of 19 premium furnished villas in Gahunje, Pune.The development combines the independence of a standalone home with the convenience and security of a managed residential community. Designed around low-density horizontal living, AshokVillas offers residents private spaces while providing acces..

Next Story
Infrastructure Urban

MyBranch Expands South India Network with 16 Workspace Centres

MyBranch has expanded its South India presence with a 50,000 sq ft flexible workspace network comprising 16 centres across 14 cities in Andhra Pradesh, Karnataka, Tamil Nadu and Telangana.The expansion reflects growing demand for flexible office infrastructure as businesses establish regional teams, satellite offices and operations beyond traditional metropolitan markets. MyBranch’s network spans Bengaluru, Coimbatore, Guntur, Hanamkonda, Hubballi, Hyderabad, Madurai, Mangaluru, Rajahmundry, Salem, Tirupati, Vellore, Vijayawada and Visakhapatnam, with a large office space in Chennai also und..

Next Story
Building Material

Walplast Launches Moisture-Resistant Gypsum Plaster Solutions

Walplast Products Pvt. Ltd. has expanded its HomeSure GypEx portfolio with the launch of GypEx MoistShield and GypEx Gold, two gypsum plaster solutions designed to address moisture-prone applications and improve plastering efficiency.The new products have been developed in response to the growing demand for faster construction processes, improved material performance and consistent surface quality. The solutions aim to simplify interior plastering while addressing specific application requirements across construction environments.“Through HomeSure GypEx MoistShield and GypEx Gold, we are exp..

Advertisement

Subscribe to Our Newsletter

Get daily newsletters around different themes from Construction world.

STAY CONNECTED

Advertisement

SPECIAL OFFER
QR Code