Securitisation Volumes Hit Record
ECONOMY & POLICY

Securitisation Volumes Hit Record

India's securitisation market witnessed robust growth in FY25, with volumes surging 24 percent year-on-year to a record Rs 2350 billion, according to data released by CRISIL Ratings. The momentum was driven by strong activity from non-banking financial companies (NBFCs) and housing finance companies (HFCs) looking to mobilise capital amid a growing appetite for retail loan pools.

The market split remained consistent with Pass-Through Certificates (PTCs) contributing 58 percent and Direct Assignment (DA) transactions making up the rest. Key asset classes securitised included mortgages, vehicle loans, microfinance, and unsecured retail loans.

CRISIL highlighted that the broad investor base and improved credit profiles of underlying assets are helping deepen the market. Public and private sector banks, as well as mutual funds and insurance companies, showed strong participation, reflecting increased confidence.

The sustained rise in securitisation activity reflects growing financial inclusion, higher demand for alternative funding routes, and maturity in India's structured finance landscape.

Experts expect this growth trend to continue in FY26, supported by economic expansion, evolving regulations, and digital lending innovations. 

India's securitisation market witnessed robust growth in FY25, with volumes surging 24 percent year-on-year to a record Rs 2350 billion, according to data released by CRISIL Ratings. The momentum was driven by strong activity from non-banking financial companies (NBFCs) and housing finance companies (HFCs) looking to mobilise capital amid a growing appetite for retail loan pools.The market split remained consistent with Pass-Through Certificates (PTCs) contributing 58 percent and Direct Assignment (DA) transactions making up the rest. Key asset classes securitised included mortgages, vehicle loans, microfinance, and unsecured retail loans.CRISIL highlighted that the broad investor base and improved credit profiles of underlying assets are helping deepen the market. Public and private sector banks, as well as mutual funds and insurance companies, showed strong participation, reflecting increased confidence.The sustained rise in securitisation activity reflects growing financial inclusion, higher demand for alternative funding routes, and maturity in India's structured finance landscape.Experts expect this growth trend to continue in FY26, supported by economic expansion, evolving regulations, and digital lending innovations. 

Next Story
Real Estate

K Raheja Corp launches luxury tower at Raheja Galaxy, South Pune

K Raheja Corp Homes has unveiled a new luxury tower at Raheja Galaxy in South Pune, catering to the growing demand for premium living spaces in the area. Located off NIBM, the project offers seamless connectivity, excellent infrastructure, and a reputation for timely delivery and superior construction quality.The new tower features spacious 2-bed, 3-bed, and 3BHK L residences, priced from Rs 1.29 crore. The homes are designed with modern amenities and a neo-classical architectural style, offering a balance of functionality and luxury. Prices will increase after April 30th, making the early-bir..

Next Story
Infrastructure Urban

PM to Visit Bihar on April 24 for Panchayati Raj Day Celebrations

Prime Minister Shri Narendra Modi is scheduled to visit Bihar on 24th April 2025. During his visit to Madhubani, he will participate in the National Panchayati Raj Day celebrations at around 11:45 AM. On this occasion, he will inaugurate, dedicate, and lay the foundation stone for several development projects worth over Rs 134 bn, and will address the public gathering. As part of the programme, the Prime Minister will present the National Panchayat Awards, honouring the best-performing Panchayats from across the country. In the railways sector, Prime Minister Modi will flag off the Amrit Bha..

Next Story
Infrastructure Urban

Rs 140 Bn Infra Projects in North India Reviewed by DPIIT Secretary

Shri Amardeep Bhatia, Secretary of the Department for Promotion of Industry and Internal Trade (DPIIT), chaired a high-level Project Monitoring Group (PMG) review meeting to assess progress on major infrastructure projects in Uttar Pradesh, Haryana, Punjab, and Uttarakhand. The meeting was attended by senior officials from central ministries, state governments, and private sector project proponents. A total of 17 key infrastructure projects, collectively worth over Rs 140 billion, were reviewed during the session, which addressed 19 critical issues affecting project execution. The discussions..

Advertisement

Advertisement

Subscribe to Our Newsletter

Get daily newsletters around different themes from Construction world.

STAY CONNECTED

Advertisement

Advertisement

Advertisement

Advertisement

Talk to us?