+
Yes Bank Delivers Robust Q4 and FY26 Performance
ECONOMY & POLICY

Yes Bank Delivers Robust Q4 and FY26 Performance

YES BANK (the Bank) reported a strong set of Q4 and full year FY26 results, with net profit for the quarter rising to Rs 10.68 bn, up 44.7 per cent year on year and 12.3 per cent quarter on quarter, and FY26 net profit at Rs 34.76 bn, up 44.5 per cent. Return on assets stood at one per cent in Q4 and zero point eight per cent for FY26, while net interest margin improved to two point seven per cent in the quarter. Cost to income ratio narrowed to 63.0 per cent in Q4 and 66.7 per cent for FY26.

Balance sheet momentum accelerated as total deposits reached Rs 3,189.69 bn, up 12.1 per cent year on year, with current and savings account deposits at Rs 1,119.59 bn and a CASA ratio of 35.1 per cent. Advances increased to Rs 2,734.45 bn, up 11.1 per cent year on year, supported by disbursements of Rs 332.24 bn in Q4 and FY26 disbursements of Rs 1,035.45 bn, which exceeded Rs 1 tn. Retail and branch led deposits rose to Rs 1,861.86 bn, reflecting a stronger shift toward granular liabilities.

Asset quality showed marked improvement, with gross non performing assets at one point three per cent and net non performing assets at zero point two per cent. Retail slippages were lowest in nine quarters at Rs 8.88 bn in Q4 and gross slippages were Rs 11.02 bn. Net credit costs for FY26 were restricted to zero point two per cent of average assets and the provision coverage ratio stood at 81.9 per cent.

The Bank reported operating profit of Rs 16.18 bn for the quarter and non interest income of Rs 17.30 bn. It opened six branches in the quarter and 82 in the year, and received recognition for financial reporting and ESG performance, with an improved S&P Global ESG score to 79 in 2025. Management noted that SMBC became the largest shareholder and indicated priorities to strengthen the franchise and pursue high quality growth in FY27.

YES BANK (the Bank) reported a strong set of Q4 and full year FY26 results, with net profit for the quarter rising to Rs 10.68 bn, up 44.7 per cent year on year and 12.3 per cent quarter on quarter, and FY26 net profit at Rs 34.76 bn, up 44.5 per cent. Return on assets stood at one per cent in Q4 and zero point eight per cent for FY26, while net interest margin improved to two point seven per cent in the quarter. Cost to income ratio narrowed to 63.0 per cent in Q4 and 66.7 per cent for FY26. Balance sheet momentum accelerated as total deposits reached Rs 3,189.69 bn, up 12.1 per cent year on year, with current and savings account deposits at Rs 1,119.59 bn and a CASA ratio of 35.1 per cent. Advances increased to Rs 2,734.45 bn, up 11.1 per cent year on year, supported by disbursements of Rs 332.24 bn in Q4 and FY26 disbursements of Rs 1,035.45 bn, which exceeded Rs 1 tn. Retail and branch led deposits rose to Rs 1,861.86 bn, reflecting a stronger shift toward granular liabilities. Asset quality showed marked improvement, with gross non performing assets at one point three per cent and net non performing assets at zero point two per cent. Retail slippages were lowest in nine quarters at Rs 8.88 bn in Q4 and gross slippages were Rs 11.02 bn. Net credit costs for FY26 were restricted to zero point two per cent of average assets and the provision coverage ratio stood at 81.9 per cent. The Bank reported operating profit of Rs 16.18 bn for the quarter and non interest income of Rs 17.30 bn. It opened six branches in the quarter and 82 in the year, and received recognition for financial reporting and ESG performance, with an improved S&P Global ESG score to 79 in 2025. Management noted that SMBC became the largest shareholder and indicated priorities to strengthen the franchise and pursue high quality growth in FY27.

Related Stories

Gold Stories

Next Story
Infrastructure Urban

NABARD Holds Seminar on Vigilance, Integrity and Good Governance

National Bank for Agriculture and Rural Development (NABARD) organised a seminar on “Vigilance: Strengthening Integrity and Good Governance” on 25 August 2026 at its Head Office in Mumbai as part of the ongoing Vigilance Awareness Campaign 2026 being observed from 17 August to 16 November 2026, with the theme “Probity for Prosperity."" The seminar was graced by Suresh N Patel, Former Central Vigilance Commissioner, Government of India, as the chief guest and keynote speaker.  The programme was attended by G S Rawat, Deputy Managing Director, Dr Ajay K Sood, Deputy Managing Dire..

Next Story
Equipment

XCMG Unveils World's First 14,000-Ton Ring Crane for Heavy Lifting

XCMG has announced that the first main unit of the world's first 14,000-ton ring crane has rolled off the production line, marking a historic breakthrough in ultra-heavy lifting technology. Jointly developed by XCMG and Sinopec Heavy Lifting & Transportation Co., Ltd., the crane will be the largest-capacity ring crane ever built, setting a new benchmark for major construction projects worldwide.The crane features a modular configuration comprising two main units that work in tandem. The first main unit has completed final assembly and can independently perform lifting operations. Once both..

Next Story
Infrastructure Urban

Thriveni Logistics orders 200 tip trailers from Jagdamba trailers

Jagdamba Trailers (JTPL), one of India’s growing trailer manufacturers, has secured a significant order for 200 Tip Trailers from Thriveni Transport and Logistics Pvt. Ltd., a leading mining and logistics company serving operations across India and overseas.The order, placed for iron ore transportation, is a major milestone for JTPL, particularly as the company secured the business after competing with more than 10 established trailer manufacturers. It also strengthens an already successful relationship between the two companies. Approximately one and a half years ago, Thriveni Transport and..

Advertisement

Subscribe to Our Newsletter

Get daily newsletters around different themes from Construction world.

STAY CONNECTED

Advertisement

SPECIAL OFFER
QR Code