Aadhar Housing Finance Targets Rs 500 bn AUM By FY29

04 Jun 2026 CW Team

Aadhar Housing Finance has set a target to raise its asset under management to Rs 500 billion (bn) by the end of FY29, aiming to achieve this over the next three financial years through an 18-20 per cent loan growth trajectory. The firm focuses on the low-income segment with a ticket size of less than Rs 1.5 million (mn) and has relied on that segment to drive expansion.

The company closed FY26 with an AUM of Rs 305.71 bn, reflecting the expansion in recent years, and it reported a net profit rise of 22 per cent to Rs 11.08 bn. Management indicated that gross non-performing assets stood at 1.08 per cent and that the capital adequacy ratio was 42 per cent at the end of March 2026.

The firm reported a pan-India presence with 626 branches in 552 districts across 22 states and Union Territories, serving about 0.34 mn live accounts, and it intends to add 40-45 new branches this year. Management described its geographical diversification as a risk mitigation strategy that prevents any single state from contributing disproportionately to the book.

Leadership emphasised that the affordable housing segment benefits from favourable demographics, rising formalisation and continued policy support such as the Pradhan Mantri Awas Yojana, and that technology and productivity improvements at branches remain key enablers. The company said it expects to maintain a net profit run rate of 20-22 per cent while pursuing sustainable growth.

The approach of combining branch expansion with productivity improvement and technological adoption was characterised as central to sustaining the projected loan growth, and management signalled continued focus on maintaining less than 15 per cent exposure in any state across AUM, disbursement and distribution. The firm framed its medium-term targets as achievable given current run rates and structural drivers in the affordable housing market.

Infrastructure Transport

04 Jun 2026

Delhi Airport to Finalise 20-Year Master Plan

Delhi International Airport Ltd (DIAL) is finalising a 20-year master plan to guide long term infrastructure and operational development at Indira Gandhi International Airport, an official said. The operator expects the plan to reflect changes in the airline industry, shifts in the competitive landscape and evolving infrastructure requirements across terminals, airside and support services. The official said the document is likely to be ready in the next two to two-and-a-half months as the operator moves through planning stages. The plan will be prepared after consultations with airport users ..

Aadhar Housing Finance Targets Rs 500 bn AUM By FY29

Aadhar Housing Finance has set a target to raise its asset under management to Rs 500 billion (bn) by the end of FY29, aiming to achieve this over the next three financial years through an 18-20 per cent loan growth trajectory. The firm focuses on the low-income segment with a ticket size of less than Rs 1.5 million (mn) and has relied on that segment to drive expansion. The company closed FY26 with an AUM of Rs 305.71 bn, reflecting the expansion in recent years, and it reported a net profit rise of 22 per cent to Rs 11.08 bn. Management indicated that gross non-performing assets stood at 1.0..

Government to Launch Coal Gasification Urea Policy

The government will unveil a coal gasification based policy for urea production within one month, aiming to promote the use of domestic coal feedstock in synthetic fertiliser manufacture. The move seeks to enhance self reliance in fertiliser supply and to provide an alternative route to natural gas based synthesis. Officials said the policy will set out technical standards, permitting norms and incentives for projects that adopt coal gasification technology. It will aim to attract investments from both public sector undertakings and private manufacturers. The scheme will address logistical and..