+
UPI credit line transactions to hit $1 trillion by 2030: Zeta
ECONOMY & POLICY

UPI credit line transactions to hit $1 trillion by 2030: Zeta

According to fintech firm Zeta, the credit line on UPI is projected to surpass $1 trillion in transaction value by 2030, driven by the increasing adoption of digital payment solutions across India. Unified Payments Interface (UPI) has already transformed the payment landscape, and credit on UPI is expected to further enhance the convenience for users and merchants.

The introduction of credit lines on UPI will allow users to access short-term credit seamlessly through their UPI-linked accounts, providing a significant boost to digital financial inclusion. Zeta estimates that this could accelerate the adoption of credit solutions among individuals who previously lacked access to formal credit.

The integration of UPI with credit lines could drive the next wave of fintech innovation, expanding credit accessibility while ensuring secure and rapid transactions. As more banks and financial institutions collaborate to offer UPI-based credit services, the potential for this sector's growth is immense. By 2030, Zeta predicts that this service will account for a substantial portion of India's digital credit ecosystem.

With increasing consumer trust in digital payment systems and the continuous rise of UPI transactions, credit lines on UPI are positioned to play a transformative role in India's financial sector.

According to fintech firm Zeta, the credit line on UPI is projected to surpass $1 trillion in transaction value by 2030, driven by the increasing adoption of digital payment solutions across India. Unified Payments Interface (UPI) has already transformed the payment landscape, and credit on UPI is expected to further enhance the convenience for users and merchants. The introduction of credit lines on UPI will allow users to access short-term credit seamlessly through their UPI-linked accounts, providing a significant boost to digital financial inclusion. Zeta estimates that this could accelerate the adoption of credit solutions among individuals who previously lacked access to formal credit. The integration of UPI with credit lines could drive the next wave of fintech innovation, expanding credit accessibility while ensuring secure and rapid transactions. As more banks and financial institutions collaborate to offer UPI-based credit services, the potential for this sector's growth is immense. By 2030, Zeta predicts that this service will account for a substantial portion of India's digital credit ecosystem. With increasing consumer trust in digital payment systems and the continuous rise of UPI transactions, credit lines on UPI are positioned to play a transformative role in India's financial sector.

Next Story
Building Material

Viva ACP Launches Experience Centre in Nashik

Viva ACP, one of Asia’s leading manufacturers of Metal Composite Panels (MCP), has unveiled a new state-of-the-art Experience Centre in Nashik. Situated at Plot No. 10, Kathe Industrial Estate, Tigrania Road, Dwarka, the centre aims to make Viva’s premium cladding solutions more accessible to architects, developers, and design professionals in Western India. The centre was formally inaugurated by Prakash Jain, Chairman and Managing Director, Viva Composite Panel, along with Nitin Jain and Mayank Jain, Directors at the company. Conceptualised as an interactive and immersive space,..

Next Story
Technology

Hikrobot Launches HDMI Video Micro System in India

India, July 2025: Hikrobot has introduced its HDMI Video Micro System in the Indian market, offering a plug-and-play imaging solution that combines 2K high-definition clarity, real-time streaming, and portability. The system is designed for professionals in sectors such as industrial inspection, medical research, forensic science, education, and precision manufacturing. Unlike traditional imaging setups that require external PCs and complex software, the Hikrobot HDMI Video Micro System provides direct output to an HDMI display, eliminating setup complications and improving usability.&nbs..

Next Story
Real Estate

Stone Wood Hotels Appoints Shishir Kumar Jena as CFO

Stone Wood Hotels & Resorts has announced the appointment of Shishir Kumar Jena as Chief Financial Officer. This key leadership move aligns with the boutique hospitality group’s ongoing national expansion. Shishir Kumar Jena brings over 32 years of experience in hospitality finance, having held senior positions with renowned brands such as Acron, Radisson, and Fortune Inn Exotica. His expertise spans financial strategy, operational efficiency, revenue optimisation, and aligning financial performance with guest satisfaction. Throughout his career, Jena has maintained a consisten..

Advertisement

Advertisement

Subscribe to Our Newsletter

Get daily newsletters around different themes from Construction world.

STAY CONNECTED

Advertisement

Advertisement

Advertisement

Advertisement

Talk to us?