Centre Lists Key Measures to Boost MSME Finance and Technology

02 Dec 2025 CW Team

Under the Credit Guarantee Scheme for Micro and Small Enterprises, an additional Rs 90 billion has been infused into the Credit Guarantee Fund Trust for MSEs, enabling an additional credit flow of Rs 2 trillion at reduced borrowing costs. From 1 April 2025, the guarantee ceiling has been raised from Rs 50 million to Rs 100 million, with guarantee coverage of up to 90 per cent across multiple loan categories.

The Prime Minister’s Employment Generation Programme continues to offer margin money subsidies of up to 35 per cent for new micro enterprises, with project limits of Rs 5 million in Manufacturing and Rs 2 million in Services. The PM Vishwakarma scheme, launched in September 2023, provides holistic support to artisans in 18 traditional trades, including loans of up to Rs 0.3 million with interest subvention of up to 8 per cent.

To support equity funding, the Self Reliant India Fund has been created with a total corpus of Rs 500 billion—comprising Rs 100 billion from the Centre and Rs 400 billion from private equity and venture capital sources. To address delayed payments, the SAMADHAAN Portal is monitoring pending dues, supported by 161 Micro and Small Enterprises Facilitation Councils. An Online Dispute Resolution Portal launched in June 2025 provides a fully digital mechanism for settling payment disputes.

The RBI’s framework for the Trade Receivables Discounting System enables MSMEs to access financing for receivables through multiple financiers. Five entities currently operate TReDS, and the monetary threshold for onboarding corporates and CPSEs has been reduced to a turnover of Rs 2.5 billion.

To promote technology upgradation, the Ministry is implementing schemes such as the MSE-Cluster Development Programme, Tool Rooms and Technology Centres, the Green Investment Financing for Transformation scheme, and the MSME Champions Scheme.

Regulatory and ease-of-doing-business measures include the Udyam Registration Portal, launched in 2020 as a fully online, paperless, self-declaration system. The Udyam Assist Platform, launched in January 2023, is helping informal micro enterprises enter the formal sector and access priority-sector lending. DPIIT has also reduced compliance burdens under the Public Procurement Policy for Micro and Small Enterprises Order, 2012 and developed the National Single Window System to integrate regulatory clearances across central and state agencies.

The Government of India has detailed several initiatives aimed at strengthening Micro, Small and Medium Enterprises by improving access to finance, ensuring timely payments, and accelerating technology adoption. These measures, announced in a written reply to the Rajya Sabha by Minister of State for MSMEs Sushri Shobha Karandlaje, span credit support, equity infusion, dispute resolution, and regulatory reforms.Under the Credit Guarantee Scheme for Micro and Small Enterprises, an additional Rs 90 billion has been infused into the Credit Guarantee Fund Trust for MSEs, enabling an additional credit flow of Rs 2 trillion at reduced borrowing costs. From 1 April 2025, the guarantee ceiling has been raised from Rs 50 million to Rs 100 million, with guarantee coverage of up to 90 per cent across multiple loan categories.The Prime Minister’s Employment Generation Programme continues to offer margin money subsidies of up to 35 per cent for new micro enterprises, with project limits of Rs 5 million in Manufacturing and Rs 2 million in Services. The PM Vishwakarma scheme, launched in September 2023, provides holistic support to artisans in 18 traditional trades, including loans of up to Rs 0.3 million with interest subvention of up to 8 per cent.To support equity funding, the Self Reliant India Fund has been created with a total corpus of Rs 500 billion—comprising Rs 100 billion from the Centre and Rs 400 billion from private equity and venture capital sources. To address delayed payments, the SAMADHAAN Portal is monitoring pending dues, supported by 161 Micro and Small Enterprises Facilitation Councils. An Online Dispute Resolution Portal launched in June 2025 provides a fully digital mechanism for settling payment disputes.The RBI’s framework for the Trade Receivables Discounting System enables MSMEs to access financing for receivables through multiple financiers. Five entities currently operate TReDS, and the monetary threshold for onboarding corporates and CPSEs has been reduced to a turnover of Rs 2.5 billion.To promote technology upgradation, the Ministry is implementing schemes such as the MSE-Cluster Development Programme, Tool Rooms and Technology Centres, the Green Investment Financing for Transformation scheme, and the MSME Champions Scheme.Regulatory and ease-of-doing-business measures include the Udyam Registration Portal, launched in 2020 as a fully online, paperless, self-declaration system. The Udyam Assist Platform, launched in January 2023, is helping informal micro enterprises enter the formal sector and access priority-sector lending. DPIIT has also reduced compliance burdens under the Public Procurement Policy for Micro and Small Enterprises Order, 2012 and developed the National Single Window System to integrate regulatory clearances across central and state agencies.

Infrastructure Urban

16 Jan 2026

Rosatom Delivers Nuclear Fuel for Kudankulam Unit 3

Rosatom has recently supplied nuclear fuel for the initial loading of the VVER-1000 reactor core at Unit 3 of the Kudankulam Nuclear Power Plant, marking a key milestone in the second stage of the Russian-designed nuclear power project in southern India.The fuel was supplied by Rosatom’s Nuclear Fuel Division, managed by TVEL, and manufactured at the Novosibirsk Chemical Concentrates Plant. The delivery includes the initial reactor load along with reserve fuel assemblies and is part of a long-term contract covering the entire operational life of Units 3 and 4.Building on operational experien..

Infrastructure Transport

16 Jan 2026

CBL International Enables First LNG Bunkering at Xiaomo Port

CBL International recently completed the first-ever LNG bunkering operation at Xiaomo Port, supplying liquefied natural gas to vessels operated by BYD in support of its maritime decarbonisation strategy. The operation was facilitated through a physical supplier in collaboration with China National Offshore Oil Corporation (CNOOC), which supported the port’s inaugural LNG bunkering activity. The milestone represents a strategic expansion of CBL International's sustainable fuel offerings beyond biofuels, while also diversifying revenue streams. As global shipping intensifies efforts to cut em..

Infrastructure Urban

16 Jan 2026

Aimtron, Aurassure Partner for IoT Weather Systems

Aimtron Electronics has recently entered into an OEM manufacturing engagement with Aurassure to produce new-age, IoT-enabled weather and environmental monitoring systems in India. The collaboration supports the growing demand for real-time environmental intelligence across urban, industrial and infrastructure applications. The engagement comes as global focus on climate-risk management and data-driven planning accelerates. The global weather monitoring systems market, valued at around USD 2.1 billion in 2024, is projected to reach nearly USD 4.8 billion by 2034, driven by the rapid adoption o..