PSBs Sanction Rs 523 Billion MSME Loans via Digital Model

22 Jan 2026 CW Team

The Ministry of Finance on Monday said public sector banks have sanctioned nearly 396,000 MSME loan applications amounting to more than Rs 523 billion under digital credit underwriting programmes between April 1 and December 31, 2025.

The government said it has been making sustained efforts to strengthen small businesses across the country, with a particular focus on improving access to credit for micro, small and medium enterprises through technology-driven lending models.

Public sector banks launched the Credit Assessment Model in 2025 to digitally underwrite MSME loans based on borrowers’ digital footprints. According to the finance ministry, the model leverages digitally fetched and verifiable data available within the ecosystem to create automated loan appraisal journeys. It enables objective decision-making for all applications and model-based assessment of credit limits for both existing-to-bank and new-to-bank MSME borrowers.

In its statement, the ministry said that the adoption of the digital credit assessment framework has helped speed up loan processing while ensuring consistency and transparency in lending decisions. Between April 1 and December 31, 2025, public sector banks sanctioned MSME loans worth over Rs 523 billion under these digital underwriting programmes, reflecting growing traction for technology-led credit delivery.

Infrastructure Transport

01 Jun 2026

MMRDA advances 250 m on Orange Gate–Marine Drive tunnel

The Mumbai Metropolitan Region Development Authority (MMRDA) has completed 250 m of underground tunnelling for the Orange Gate–Marine Drive Urban Road Tunnel using India’s largest slurry shield tunnel boring machine (TBM) deployed for an urban road project.The project involves twin tunnels extending over 7 km beneath critical transport corridors, including Central Railway, Western Railway and Metro Line 3. The work requires high-precision engineering to navigate densely developed urban infrastructure.Once completed, the tunnel is expected to reduce travel time between Orange Gate and Marin..

Hindustan Zinc Pays Rs 188.46 Billion in FY26

Hindustan Zinc contributed Rs 188.46 billion to the public exchequer in FY 2025-26, according to its 9th Tax Transparency Report. The contribution, equivalent to 46 per cent of the company’s revenue, included direct and indirect taxes, government royalties, dividends to the Government of India, withholding taxes and other statutory levies.The company’s five-year cumulative contribution to the exchequer stood at Rs 915.72 billion. In FY26, Hindustan Zinc reported revenue of Rs 408.44 billion, EBITDA of Rs 221.62 billion and profit after tax of Rs 138.32 billion. It also achieved its highest..

World of Concrete India 2026 Opens in Mumbai

Informa Markets in India will host the 12th edition of World of Concrete India 2026 from 3–5 June 2026 at the Bombay Exhibition Centre, Mumbai. The specialised B2B exhibition will bring together manufacturers, suppliers, contractors, developers, architects, consultants, infrastructure companies, project leaders and government stakeholders.The event is expected to feature over 350 brands and more than 18,000 trade professionals. It will cover concrete and cement, dry mortar, precast technologies, formwork, construction chemicals, industrial and commercial flooring, scaffolding, safety solutio..