Capital India Finance Posts Strong FY26 Results
ECONOMY & POLICY

Capital India Finance Posts Strong FY26 Results

Capital India Finance Limited reported its financial results for the year ended March 31, 2026, presenting a standalone profit after tax of Rs 403.6 mn and total income of Rs 2,296.7 mn. For clarity the release converts crore and lakh amounts into million (mn) and billion (bn) units and subsequent references use the mn and bn abbreviations. The report positions the company as an India-focused non-bank finance company concentrating on secured MSME and retail lending.

The company said assets under management stood at Rs 12,273.7 mn at year end, a year-on-year increase of 22 per cent. Disbursements were Rs 7,535.4 mn for the year, up 62 per cent, supported by wider customer acquisition and deeper market penetration. Interest income rose to Rs 1,860.9 mn while total revenue grew 11 per cent and standalone profit rose 243 per cent year on year.

Capital adequacy remained robust at 40.99 per cent and net non-performing assets were one point three two per cent, reflecting conservative underwriting and disciplined collections. Operational reach expanded to 46 branches from 29 in the prior year and the firm raised Rs 6,000.0 mn of debt, including non-convertible debenture issuance, to support liquidity and balance sheet flexibility. During the period the company completed the strategic divestment of its housing finance subsidiary for Rs 2,670.0 mn and received a primary listing on the National Stock Exchange to enhance market visibility.

The material subsidiary Rapipay reported revenue of Rs 3,387.0 mn, achieved EBITDA positivity at Rs 68.9 mn and narrowed its loss after tax to Rs 146.0 mn. Management indicated that the strategic realignment will focus resources on building a scalable and disciplined secured MSME lending franchise supported by technology-led execution and strengthened liability profiles. The company highlighted ongoing investments in leadership, people and distribution to sustain growth and noted that forward-looking statements are subject to customary risks and uncertainties.

Capital India Finance Limited reported its financial results for the year ended March 31, 2026, presenting a standalone profit after tax of Rs 403.6 mn and total income of Rs 2,296.7 mn. For clarity the release converts crore and lakh amounts into million (mn) and billion (bn) units and subsequent references use the mn and bn abbreviations. The report positions the company as an India-focused non-bank finance company concentrating on secured MSME and retail lending. The company said assets under management stood at Rs 12,273.7 mn at year end, a year-on-year increase of 22 per cent. Disbursements were Rs 7,535.4 mn for the year, up 62 per cent, supported by wider customer acquisition and deeper market penetration. Interest income rose to Rs 1,860.9 mn while total revenue grew 11 per cent and standalone profit rose 243 per cent year on year. Capital adequacy remained robust at 40.99 per cent and net non-performing assets were one point three two per cent, reflecting conservative underwriting and disciplined collections. Operational reach expanded to 46 branches from 29 in the prior year and the firm raised Rs 6,000.0 mn of debt, including non-convertible debenture issuance, to support liquidity and balance sheet flexibility. During the period the company completed the strategic divestment of its housing finance subsidiary for Rs 2,670.0 mn and received a primary listing on the National Stock Exchange to enhance market visibility. The material subsidiary Rapipay reported revenue of Rs 3,387.0 mn, achieved EBITDA positivity at Rs 68.9 mn and narrowed its loss after tax to Rs 146.0 mn. Management indicated that the strategic realignment will focus resources on building a scalable and disciplined secured MSME lending franchise supported by technology-led execution and strengthened liability profiles. The company highlighted ongoing investments in leadership, people and distribution to sustain growth and noted that forward-looking statements are subject to customary risks and uncertainties.

Next Story
Infrastructure Energy

Statcon Energiaa Partners with Ram Raja Solar

Statcon Energiaa has signed a Memorandum of Understanding (MoU) with Ram Raja Solar Power Green Energy to strengthen the deployment of large-capacity Battery Energy Storage Systems (BESS) and hybrid inverter solutions across Uttar Pradesh.The partnership brings together Statcon Energiaa's expertise in power electronics and energy storage with Ram Raja Solar's project execution capabilities to improve access to solar-plus-storage solutions in the state.According to the companies, the collaboration will enable faster availability of high-capacity BESS and hybrid inverter systems through reduced ..

Next Story
Infrastructure Urban

Opptra Partners With Unicommerce To Scale Brands

Opptra has partnered with Unicommerce to strengthen and scale its e-commerce operations across India, the GCC and Southeast Asia.Under the partnership, Unicommerce’s flagship Uniware platform will support Opptra’s order, inventory and fulfilment operations as the company expands its portfolio of more than 33 consumer brands across Asian markets.Opptra, founded by Flipkart co-founder Binny Bansal, operates as an AI-native e-commerce distributor. It manages a brand’s end-to-end online operations, including marketplace management, pricing, advertising, content, fulfilment and customer servi..

Next Story
Resources

LIXIL Posts 23 Per Cent Rise in Core Earnings

LIXIL Corporation reported a 22.9 per cent increase in core earnings to ¥38.5 billion for the fiscal year ended 31 March 2026, supported by resilient international operations and strong growth across the India, Middle East and Africa (IMEA) region.The company posted consolidated revenue of ¥1,510.7 billion, up 0.4 per cent year on year, while EBITDA rose by ¥7.1 billion to ¥121.6 billion. Net profit attributable to owners of the parent increased to ¥8.1 billion, aided by improved operating performance and lower corporate income tax expenses.International business revenue grew to ¥520.9 b..

Advertisement

Subscribe to Our Newsletter

Get daily newsletters around different themes from Construction world.

STAY CONNECTED

Advertisement

Advertisement

Advertisement