The Reserve Bank of India’s decision to reduce the repo rate by 50 basis points to 5.50 per cent, along with a 100 basis point cut in the Cash Reserve Ratio (CRR) to 3 per cent, has drawn widespread acclaim from the real estate sector. Industry leaders view the move as a growth-enabling step to enhance affordability, liquidity, and homebuyer sentiment.
Pradeep Aggarwal, Founder & Chairman, Signature Global (India) Ltd, said, “This bold move by the apex bank comes at a crucial time when inflation is easing, and the economy requires strong stimulus to sustain growth… This larger reduction will further accelerate interest from both homebuyers and investors.”
Ashok Kapur, Chairman, Krishna Group and Krisumi Corporation, added, “Together, these steps will encourage homebuyers to make property investment decisions… ultimately contributing to sustained growth and increased confidence.”
Jash Panchamia, Executive Director, Jaypee Infratech Ltd, called it a step to “pave the way for commercial banks to lower lending rates, making credit more affordable and further boosting demand.”
Venkatesh Gopalakrishnan, MD, Shapoorji Pallonji Real Estate, observed, “This sharper reduction delivers a stronger push to affordability and is expected to accelerate demand recovery across key housing segments.”
Anshul Jain, CEO, India, SEA & APAC Tenant Representation, Cushman & Wakefield, noted, “Lower borrowing costs will significantly improve the viability of capital-intensive developments, particularly in sectors such as Global Capability Centres, Data Centres, and Industrial & Logistics.”
Shekhar G Patel, President, CREDAI, said, “Reduced EMIs are expected to significantly improve buyer sentiment… We are particularly optimistic about its impact on the affordable housing sector, which has been under pressure.”
Dharmendra Raichura, VP & Head of Finance, Ashar Group, added, “For developers, improved buyer sentiment is likely to boost demand, allowing them to offer more attractive financing options.”
Sunny Bijlani, Joint MD, Supreme Universal, said, “It brings much-needed relief for those looking to invest or upgrade, making EMIs more affordable and long-term ownership more attainable.”
Anshuman Magazine, Chairman & CEO, CBRE (India, SEA, MEA), stated, “This move is particularly beneficial as it will make home loans more affordable, stimulating demand and driving growth.”
Priyanka Raju, Director, Kalyani Developers, remarked, “The reduced borrowing costs will encourage credit growth and capital investment… and strengthen overall demand.”
Prashant Sharma, President, NAREDCO Maharashtra, said, “Lower inflation expectations and a stable GDP outlook will give confidence to developers and investors alike.”
Nishant Deshmukh, Founder & Managing Partner, Sugee Group, added, “Lower interest rates, along with the revised inflation outlook, offer significant support to real estate buyers — particularly in metropolitan cities like Mumbai.”
Samyak Jain, Director, Siddha Group, said, “This will significantly improve consumer sentiment and reduce the cost of borrowing, thereby accelerating housing demand, especially in mid-income and affordable segments.”
Shraddha Kedia-Agarwal, Director, Transcon Developers, stated, “Such measures are crucial in reinforcing consumer trust and sustaining growth in India’s housing market, particularly in cities like Mumbai.”
Aman Sarin, Director & CEO, Anant Raj, said, “This cumulative 100 basis point reduction will provide significant relief in terms of reduced interest burden and is expected to stimulate economic momentum.”
Rakesh Reddy, Director, Aparna Constructions, observed, “Reducing the CRR to 3 per cent is expected to inject Rs 2.5 lakh crore by November 2025… Repo rate standing below 6 per cent is a moment of celebration, but effective transmission remains key.”
The collective sentiment across the industry is clear: the RBI’s policy stance not only bolsters affordability but also drives investor confidence, liquidity infusion, and a broad-based recovery across India's housing spectrum.
