Capital India Finance Limited reported standalone profit after tax of Rs 403.6 million (mn) for the year ended March 31, 2026, and total income of Rs two point three zero billion (bn). The company described itself as an India-focused non-banking financial company concentrating on secured micro, small and medium enterprise lending. The results reflected a strategic realignment towards core lending and balance sheet strengthening. Assets under management stood at Rs 12.27 bn, registering growth of 22 per cent year on year. Disbursements during FY26 were Rs seven point five four bn, up 62 per cent year on year, supported by improved customer acquisition and deeper market penetration. Interest income rose to Rs one point eight six bn, contributing to the reported revenue increases. Capital adequacy ratio remained strong at 40.99 per cent at year end, providing a substantial capital buffer for future loan book growth. Net non-performing assets were one point three two per cent, reflecting conservative credit selection and disciplined collections. The branch network expanded to 46 locations from 29 and total debt raised in FY26 amounted to Rs six point zero zero bn including non-convertible debentures. The company completed the strategic divestment of its entire stake in Capital India Home Loans for Rs two point six seven bn in August as part of efforts to enhance capital allocation efficiency. Management said the expansion of the network, reinforcement of leadership and a technology-led execution approach will support the development of a scalable and disciplined lending franchise. The firm also noted that its listing on the National Stock Exchange has enhanced market visibility and investor reach. Rapipay Fintech, the material subsidiary, reported total revenue of Rs three point three nine bn and achieved EBITDA positivity with EBITDA of Rs 68.9 mn. Rapipay narrowed its loss after tax to Rs 146.0 mn for FY26. On a consolidated basis the group reported total revenue of Rs five point three three bn and profit after tax of Rs 308.9 mn, a recovery from a loss in the prior year.