CMS Report Highlights Resilient Consumer Spending in CY’25
ECONOMY & POLICY

CMS Report Highlights Resilient Consumer Spending in CY’25

CMS Info Systems Limited (CMS), India’s leading business services company offering logistics and technology-led solutions, has released India’s Consumption Story CY’25 – CMS Consumption Report, the fourth edition of its flagship annual study tracking consumption trends across the country.

Commenting on the findings, Anush Raghavan, Chief Business Officer, CMS Info Systems, said the report highlights the resilience of Indian consumers amid macroeconomic headwinds and GST reforms. He noted that households are rebalancing priorities rather than reducing spending, with consumption increasingly focused on value, protection and utility. Sustained cash usage, particularly across semi-urban and rural India (SURU), continues to anchor spending behaviour, while organised retail and consumer durables have benefited from policy-led price rationalisation and festive demand.

The report indicates that retail consumption remains broad-based and resilient, with annual growth across insurance, organised retail chains and consumer durables, signalling a shift towards more formal and regulated consumption patterns.

Cash continues to play a structural role in India’s consumption ecosystem, with the average cash dispensed per ATM standing at Rs 12.1 million in CY’25, peaking at Rs 13.0 million during the festive period in November 2025.

India’s monthly average ATM withdrawal ticket size increased by 4.5 per cent in CY’25 to Rs 5,835 from Rs 5,586 in CY’24. SURU regions maintained leadership in ATM cash withdrawals, with an annual average of Rs 13.0 million per ATM, compared with Rs 11.8 million in metro cities and Rs 11.1 million in urban centres.

CMS Info Systems Limited (CMS), India’s leading business services company offering logistics and technology-led solutions, has released India’s Consumption Story CY’25 – CMS Consumption Report, the fourth edition of its flagship annual study tracking consumption trends across the country.Commenting on the findings, Anush Raghavan, Chief Business Officer, CMS Info Systems, said the report highlights the resilience of Indian consumers amid macroeconomic headwinds and GST reforms. He noted that households are rebalancing priorities rather than reducing spending, with consumption increasingly focused on value, protection and utility. Sustained cash usage, particularly across semi-urban and rural India (SURU), continues to anchor spending behaviour, while organised retail and consumer durables have benefited from policy-led price rationalisation and festive demand.The report indicates that retail consumption remains broad-based and resilient, with annual growth across insurance, organised retail chains and consumer durables, signalling a shift towards more formal and regulated consumption patterns.Cash continues to play a structural role in India’s consumption ecosystem, with the average cash dispensed per ATM standing at Rs 12.1 million in CY’25, peaking at Rs 13.0 million during the festive period in November 2025.India’s monthly average ATM withdrawal ticket size increased by 4.5 per cent in CY’25 to Rs 5,835 from Rs 5,586 in CY’24. SURU regions maintained leadership in ATM cash withdrawals, with an annual average of Rs 13.0 million per ATM, compared with Rs 11.8 million in metro cities and Rs 11.1 million in urban centres.

Related Stories

Gold Stories

Next Story
Infrastructure Urban

KONE Opens India's First Digital Experience Centre in Pune

KONE, a global elevator and escalator manufacturer, has inaugurated its first Digital Experience Centre (DEC) in India, located in Pune. The facility aims to showcase how artificial intelligence (AI), connectivity and data-driven technologies can enhance customer experiences and improve building operations.The centre was inaugurated by Jussi Herlin, Executive Vice Chair, KONE Corporation; Philippe Delorme, President and CEO, KONE; and Nandan Nilekani, Co-founder and Chairman of the Board, Infosys.Designed as an interactive customer environment, the facility demonstrates digital solutions cover..

Next Story
Infrastructure Urban

CII GreenCo Launches Circularity Guidelines for Indian Industry

The Confederation of Indian Industry (CII) GreenCo Council has launched the CII GreenCo Circularity Guidelines – Pilot Version at the 17th CII GreenCo Waste & Resource Management Summit 2026 in Chennai. The initiative aims to strengthen resource efficiency, waste reduction and circular economy practices across Indian manufacturing and process industries.The guidelines introduce a structured framework with circularity indices covering raw materials, consumables, packaging and other resource inputs. These indicators will help industries assess existing practices, identify opportunities to ..

Next Story
Infrastructure Energy

Global Electronics Association Launches IPC-1783-CO2E Standard

The Global Electronics Association has introduced IPC-1783-CO2E, a new international standard aimed at improving consistency, transparency and comparability in product carbon footprint reporting across the electronics manufacturing industry.The standard, titled International Standard for Data Collection and Reporting of CO2 Equivalent (CO2e) Emissions for the Electronics Manufacturing Supply Chain, provides industry-specific guidance for collecting, estimating and reporting carbon emissions data.With increasing regulatory requirements and customer expectations, electronics manufacturers face c..

Advertisement

Subscribe to Our Newsletter

Get daily newsletters around different themes from Construction world.

STAY CONNECTED

Advertisement

SPECIAL OFFER
QR Code